LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,190
−HK$3,022/mo
▼ 0.25% · 3.875%
HK$49,689
−HK$1,523/mo
Today · 4.125%
HK$51,212
baseline
▲ 0.50% · 4.625%
HK$54,328
+HK$3,116/mo
Deposit HK$10.57M · loan HK$10.57M · min. income ≈ HK$102,424/mo (50% DSR)
Upfront cash ≈ HK$11.43M (deposit + AVD stamp duty HK$863,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,611
−HK$2,896/mo
▼ 0.25% · 3.875%
HK$55,049
−HK$1,458/mo
Today · 4.125%
HK$56,507
baseline
▲ 0.50% · 4.625%
HK$59,486
+HK$2,979/mo
Deposit HK$10.57M · loan HK$10.57M · min. income ≈ HK$113,014/mo (50% DSR)
Upfront cash ≈ HK$11.43M (deposit + AVD stamp duty HK$863,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,828
−HK$3,626/mo
▼ 0.25% · 3.875%
HK$59,627
−HK$1,827/mo
Today · 4.125%
HK$61,454
baseline
▲ 0.50% · 4.625%
HK$65,194
+HK$3,740/mo
Deposit HK$8.45M · loan HK$12.68M · min. income ≈ HK$122,908/mo (50% DSR)
Upfront cash ≈ HK$9.32M (deposit + AVD stamp duty HK$863,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,333
−HK$3,476/mo
▼ 0.25% · 3.875%
HK$66,058
−HK$1,751/mo
Today · 4.125%
HK$67,809
baseline
▲ 0.50% · 4.625%
HK$71,383
+HK$3,574/mo
Deposit HK$8.45M · loan HK$12.68M · min. income ≈ HK$135,618/mo (50% DSR)
Upfront cash ≈ HK$9.32M (deposit + AVD stamp duty HK$863,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,466
−HK$4,231/mo
▼ 0.25% · 3.875%
HK$69,565
−HK$2,132/mo
Today · 4.125%
HK$71,697
baseline
▲ 0.50% · 4.625%
HK$76,059
+HK$4,362/mo
Deposit HK$6.34M · loan HK$14.79M · min. income ≈ HK$143,394/mo (50% DSR)
Upfront cash ≈ HK$7.20M (deposit + AVD stamp duty HK$863,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,055
−HK$4,055/mo
▼ 0.25% · 3.875%
HK$77,068
−HK$2,042/mo
Today · 4.125%
HK$79,110
baseline
▲ 0.50% · 4.625%
HK$83,280
+HK$4,170/mo
Deposit HK$6.34M · loan HK$14.79M · min. income ≈ HK$158,220/mo (50% DSR)
Upfront cash ≈ HK$7.20M (deposit + AVD stamp duty HK$863,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,742
−HK$5,440/mo
▼ 0.25% · 3.875%
HK$89,440
−HK$2,742/mo
Today · 4.125%
HK$92,182
baseline
▲ 0.50% · 4.625%
HK$97,791
+HK$5,609/mo
Deposit HK$2.11M · loan HK$19.02M · min. income ≈ HK$184,364/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$863,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,500
−HK$5,213/mo
▼ 0.25% · 3.875%
HK$99,088
−HK$2,625/mo
Today · 4.125%
HK$101,713
baseline
▲ 0.50% · 4.625%
HK$107,075
+HK$5,362/mo
Deposit HK$2.11M · loan HK$19.02M · min. income ≈ HK$203,426/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$863,360 · Scale 2, in force from 26 Feb 2026)