LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,191
−HK$3,022/mo
▼ 0.25% · 3.875%
HK$49,690
−HK$1,523/mo
Today · 4.125%
HK$51,213
baseline
▲ 0.50% · 4.625%
HK$54,329
+HK$3,116/mo
Deposit HK$10.57M · loan HK$10.57M · min. income ≈ HK$102,426/mo (50% DSR)
Upfront cash ≈ HK$11.43M (deposit + AVD stamp duty HK$863,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,612
−HK$2,896/mo
▼ 0.25% · 3.875%
HK$55,049
−HK$1,459/mo
Today · 4.125%
HK$56,508
baseline
▲ 0.50% · 4.625%
HK$59,487
+HK$2,979/mo
Deposit HK$10.57M · loan HK$10.57M · min. income ≈ HK$113,016/mo (50% DSR)
Upfront cash ≈ HK$11.43M (deposit + AVD stamp duty HK$863,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,829
−HK$3,626/mo
▼ 0.25% · 3.875%
HK$59,628
−HK$1,827/mo
Today · 4.125%
HK$61,455
baseline
▲ 0.50% · 4.625%
HK$65,195
+HK$3,740/mo
Deposit HK$8.45M · loan HK$12.68M · min. income ≈ HK$122,910/mo (50% DSR)
Upfront cash ≈ HK$9.32M (deposit + AVD stamp duty HK$863,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,334
−HK$3,476/mo
▼ 0.25% · 3.875%
HK$66,059
−HK$1,751/mo
Today · 4.125%
HK$67,810
baseline
▲ 0.50% · 4.625%
HK$71,384
+HK$3,574/mo
Deposit HK$8.45M · loan HK$12.68M · min. income ≈ HK$135,620/mo (50% DSR)
Upfront cash ≈ HK$9.32M (deposit + AVD stamp duty HK$863,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,467
−HK$4,231/mo
▼ 0.25% · 3.875%
HK$69,566
−HK$2,132/mo
Today · 4.125%
HK$71,698
baseline
▲ 0.50% · 4.625%
HK$76,060
+HK$4,362/mo
Deposit HK$6.34M · loan HK$14.79M · min. income ≈ HK$143,396/mo (50% DSR)
Upfront cash ≈ HK$7.20M (deposit + AVD stamp duty HK$863,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,056
−HK$4,055/mo
▼ 0.25% · 3.875%
HK$77,069
−HK$2,042/mo
Today · 4.125%
HK$79,111
baseline
▲ 0.50% · 4.625%
HK$83,281
+HK$4,170/mo
Deposit HK$6.34M · loan HK$14.79M · min. income ≈ HK$158,222/mo (50% DSR)
Upfront cash ≈ HK$7.20M (deposit + AVD stamp duty HK$863,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,743
−HK$5,440/mo
▼ 0.25% · 3.875%
HK$89,441
−HK$2,742/mo
Today · 4.125%
HK$92,183
baseline
▲ 0.50% · 4.625%
HK$97,792
+HK$5,609/mo
Deposit HK$2.11M · loan HK$19.02M · min. income ≈ HK$184,366/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$863,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,501
−HK$5,214/mo
▼ 0.25% · 3.875%
HK$99,089
−HK$2,626/mo
Today · 4.125%
HK$101,715
baseline
▲ 0.50% · 4.625%
HK$107,076
+HK$5,361/mo
Deposit HK$2.11M · loan HK$19.02M · min. income ≈ HK$203,430/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$863,388 · Scale 2, in force from 26 Feb 2026)