LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,192
−HK$3,022/mo
▼ 0.25% · 3.875%
HK$49,691
−HK$1,523/mo
Today · 4.125%
HK$51,214
baseline
▲ 0.50% · 4.625%
HK$54,330
+HK$3,116/mo
Deposit HK$10.57M · loan HK$10.57M · min. income ≈ HK$102,428/mo (50% DSR)
Upfront cash ≈ HK$11.43M (deposit + AVD stamp duty HK$863,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,613
−HK$2,896/mo
▼ 0.25% · 3.875%
HK$55,051
−HK$1,458/mo
Today · 4.125%
HK$56,509
baseline
▲ 0.50% · 4.625%
HK$59,488
+HK$2,979/mo
Deposit HK$10.57M · loan HK$10.57M · min. income ≈ HK$113,018/mo (50% DSR)
Upfront cash ≈ HK$11.43M (deposit + AVD stamp duty HK$863,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,830
−HK$3,627/mo
▼ 0.25% · 3.875%
HK$59,629
−HK$1,828/mo
Today · 4.125%
HK$61,457
baseline
▲ 0.50% · 4.625%
HK$65,196
+HK$3,739/mo
Deposit HK$8.45M · loan HK$12.68M · min. income ≈ HK$122,914/mo (50% DSR)
Upfront cash ≈ HK$9.32M (deposit + AVD stamp duty HK$863,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,336
−HK$3,475/mo
▼ 0.25% · 3.875%
HK$66,061
−HK$1,750/mo
Today · 4.125%
HK$67,811
baseline
▲ 0.50% · 4.625%
HK$71,386
+HK$3,575/mo
Deposit HK$8.45M · loan HK$12.68M · min. income ≈ HK$135,622/mo (50% DSR)
Upfront cash ≈ HK$9.32M (deposit + AVD stamp duty HK$863,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,469
−HK$4,230/mo
▼ 0.25% · 3.875%
HK$69,567
−HK$2,132/mo
Today · 4.125%
HK$71,699
baseline
▲ 0.50% · 4.625%
HK$76,062
+HK$4,363/mo
Deposit HK$6.34M · loan HK$14.79M · min. income ≈ HK$143,398/mo (50% DSR)
Upfront cash ≈ HK$7.20M (deposit + AVD stamp duty HK$863,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,058
−HK$4,055/mo
▼ 0.25% · 3.875%
HK$77,071
−HK$2,042/mo
Today · 4.125%
HK$79,113
baseline
▲ 0.50% · 4.625%
HK$83,283
+HK$4,170/mo
Deposit HK$6.34M · loan HK$14.79M · min. income ≈ HK$158,226/mo (50% DSR)
Upfront cash ≈ HK$7.20M (deposit + AVD stamp duty HK$863,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,745
−HK$5,440/mo
▼ 0.25% · 3.875%
HK$89,444
−HK$2,741/mo
Today · 4.125%
HK$92,185
baseline
▲ 0.50% · 4.625%
HK$97,794
+HK$5,609/mo
Deposit HK$2.11M · loan HK$19.02M · min. income ≈ HK$184,370/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$863,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,503
−HK$5,214/mo
▼ 0.25% · 3.875%
HK$99,091
−HK$2,626/mo
Today · 4.125%
HK$101,717
baseline
▲ 0.50% · 4.625%
HK$107,079
+HK$5,362/mo
Deposit HK$2.11M · loan HK$19.02M · min. income ≈ HK$203,434/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$863,440 · Scale 2, in force from 26 Feb 2026)