LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,192
−HK$3,022/mo
▼ 0.25% · 3.875%
HK$49,691
−HK$1,523/mo
Today · 4.125%
HK$51,214
baseline
▲ 0.50% · 4.625%
HK$54,331
+HK$3,117/mo
Deposit HK$10.57M · loan HK$10.57M · min. income ≈ HK$102,428/mo (50% DSR)
Upfront cash ≈ HK$11.43M (deposit + AVD stamp duty HK$863,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,613
−HK$2,897/mo
▼ 0.25% · 3.875%
HK$55,051
−HK$1,459/mo
Today · 4.125%
HK$56,510
baseline
▲ 0.50% · 4.625%
HK$59,489
+HK$2,979/mo
Deposit HK$10.57M · loan HK$10.57M · min. income ≈ HK$113,020/mo (50% DSR)
Upfront cash ≈ HK$11.43M (deposit + AVD stamp duty HK$863,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,831
−HK$3,626/mo
▼ 0.25% · 3.875%
HK$59,630
−HK$1,827/mo
Today · 4.125%
HK$61,457
baseline
▲ 0.50% · 4.625%
HK$65,197
+HK$3,740/mo
Deposit HK$8.45M · loan HK$12.68M · min. income ≈ HK$122,914/mo (50% DSR)
Upfront cash ≈ HK$9.32M (deposit + AVD stamp duty HK$863,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,336
−HK$3,476/mo
▼ 0.25% · 3.875%
HK$66,062
−HK$1,750/mo
Today · 4.125%
HK$67,812
baseline
▲ 0.50% · 4.625%
HK$71,386
+HK$3,574/mo
Deposit HK$8.45M · loan HK$12.68M · min. income ≈ HK$135,624/mo (50% DSR)
Upfront cash ≈ HK$9.32M (deposit + AVD stamp duty HK$863,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,469
−HK$4,231/mo
▼ 0.25% · 3.875%
HK$69,568
−HK$2,132/mo
Today · 4.125%
HK$71,700
baseline
▲ 0.50% · 4.625%
HK$76,063
+HK$4,363/mo
Deposit HK$6.34M · loan HK$14.79M · min. income ≈ HK$143,400/mo (50% DSR)
Upfront cash ≈ HK$7.20M (deposit + AVD stamp duty HK$863,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,059
−HK$4,055/mo
▼ 0.25% · 3.875%
HK$77,072
−HK$2,042/mo
Today · 4.125%
HK$79,114
baseline
▲ 0.50% · 4.625%
HK$83,284
+HK$4,170/mo
Deposit HK$6.34M · loan HK$14.79M · min. income ≈ HK$158,228/mo (50% DSR)
Upfront cash ≈ HK$7.20M (deposit + AVD stamp duty HK$863,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,746
−HK$5,440/mo
▼ 0.25% · 3.875%
HK$89,444
−HK$2,742/mo
Today · 4.125%
HK$92,186
baseline
▲ 0.50% · 4.625%
HK$97,795
+HK$5,609/mo
Deposit HK$2.11M · loan HK$19.02M · min. income ≈ HK$184,372/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$863,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,504
−HK$5,214/mo
▼ 0.25% · 3.875%
HK$99,092
−HK$2,626/mo
Today · 4.125%
HK$101,718
baseline
▲ 0.50% · 4.625%
HK$107,080
+HK$5,362/mo
Deposit HK$2.11M · loan HK$19.02M · min. income ≈ HK$203,436/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$863,460 · Scale 2, in force from 26 Feb 2026)