LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,195
−HK$3,022/mo
▼ 0.25% · 3.875%
HK$49,694
−HK$1,523/mo
Today · 4.125%
HK$51,217
baseline
▲ 0.50% · 4.625%
HK$54,333
+HK$3,116/mo
Deposit HK$10.57M · loan HK$10.57M · min. income ≈ HK$102,434/mo (50% DSR)
Upfront cash ≈ HK$11.43M (deposit + AVD stamp duty HK$863,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,616
−HK$2,897/mo
▼ 0.25% · 3.875%
HK$55,054
−HK$1,459/mo
Today · 4.125%
HK$56,513
baseline
▲ 0.50% · 4.625%
HK$59,492
+HK$2,979/mo
Deposit HK$10.57M · loan HK$10.57M · min. income ≈ HK$113,026/mo (50% DSR)
Upfront cash ≈ HK$11.43M (deposit + AVD stamp duty HK$863,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,834
−HK$3,626/mo
▼ 0.25% · 3.875%
HK$59,633
−HK$1,827/mo
Today · 4.125%
HK$61,460
baseline
▲ 0.50% · 4.625%
HK$65,200
+HK$3,740/mo
Deposit HK$8.45M · loan HK$12.68M · min. income ≈ HK$122,920/mo (50% DSR)
Upfront cash ≈ HK$9.32M (deposit + AVD stamp duty HK$863,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,339
−HK$3,477/mo
▼ 0.25% · 3.875%
HK$66,065
−HK$1,751/mo
Today · 4.125%
HK$67,816
baseline
▲ 0.50% · 4.625%
HK$71,390
+HK$3,574/mo
Deposit HK$8.45M · loan HK$12.68M · min. income ≈ HK$135,632/mo (50% DSR)
Upfront cash ≈ HK$9.32M (deposit + AVD stamp duty HK$863,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,473
−HK$4,231/mo
▼ 0.25% · 3.875%
HK$69,571
−HK$2,133/mo
Today · 4.125%
HK$71,704
baseline
▲ 0.50% · 4.625%
HK$76,067
+HK$4,363/mo
Deposit HK$6.34M · loan HK$14.79M · min. income ≈ HK$143,408/mo (50% DSR)
Upfront cash ≈ HK$7.20M (deposit + AVD stamp duty HK$863,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,063
−HK$4,055/mo
▼ 0.25% · 3.875%
HK$77,076
−HK$2,042/mo
Today · 4.125%
HK$79,118
baseline
▲ 0.50% · 4.625%
HK$83,289
+HK$4,171/mo
Deposit HK$6.34M · loan HK$14.79M · min. income ≈ HK$158,236/mo (50% DSR)
Upfront cash ≈ HK$7.20M (deposit + AVD stamp duty HK$863,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,751
−HK$5,440/mo
▼ 0.25% · 3.875%
HK$89,449
−HK$2,742/mo
Today · 4.125%
HK$92,191
baseline
▲ 0.50% · 4.625%
HK$97,800
+HK$5,609/mo
Deposit HK$2.11M · loan HK$19.02M · min. income ≈ HK$184,382/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$863,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,509
−HK$5,214/mo
▼ 0.25% · 3.875%
HK$99,098
−HK$2,625/mo
Today · 4.125%
HK$101,723
baseline
▲ 0.50% · 4.625%
HK$107,085
+HK$5,362/mo
Deposit HK$2.11M · loan HK$19.02M · min. income ≈ HK$203,446/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$863,569 · Scale 2, in force from 26 Feb 2026)