LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,196
−HK$3,022/mo
▼ 0.25% · 3.875%
HK$49,695
−HK$1,523/mo
Today · 4.125%
HK$51,218
baseline
▲ 0.50% · 4.625%
HK$54,335
+HK$3,117/mo
Deposit HK$10.57M · loan HK$10.57M · min. income ≈ HK$102,436/mo (50% DSR)
Upfront cash ≈ HK$11.43M (deposit + AVD stamp duty HK$863,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,617
−HK$2,897/mo
▼ 0.25% · 3.875%
HK$55,055
−HK$1,459/mo
Today · 4.125%
HK$56,514
baseline
▲ 0.50% · 4.625%
HK$59,493
+HK$2,979/mo
Deposit HK$10.57M · loan HK$10.57M · min. income ≈ HK$113,028/mo (50% DSR)
Upfront cash ≈ HK$11.43M (deposit + AVD stamp duty HK$863,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,835
−HK$3,627/mo
▼ 0.25% · 3.875%
HK$59,634
−HK$1,828/mo
Today · 4.125%
HK$61,462
baseline
▲ 0.50% · 4.625%
HK$65,202
+HK$3,740/mo
Deposit HK$8.45M · loan HK$12.68M · min. income ≈ HK$122,924/mo (50% DSR)
Upfront cash ≈ HK$9.32M (deposit + AVD stamp duty HK$863,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,341
−HK$3,476/mo
▼ 0.25% · 3.875%
HK$66,066
−HK$1,751/mo
Today · 4.125%
HK$67,817
baseline
▲ 0.50% · 4.625%
HK$71,392
+HK$3,575/mo
Deposit HK$8.45M · loan HK$12.68M · min. income ≈ HK$135,634/mo (50% DSR)
Upfront cash ≈ HK$9.32M (deposit + AVD stamp duty HK$863,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,474
−HK$4,231/mo
▼ 0.25% · 3.875%
HK$69,573
−HK$2,132/mo
Today · 4.125%
HK$71,705
baseline
▲ 0.50% · 4.625%
HK$76,069
+HK$4,364/mo
Deposit HK$6.34M · loan HK$14.80M · min. income ≈ HK$143,410/mo (50% DSR)
Upfront cash ≈ HK$7.20M (deposit + AVD stamp duty HK$863,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,064
−HK$4,056/mo
▼ 0.25% · 3.875%
HK$77,078
−HK$2,042/mo
Today · 4.125%
HK$79,120
baseline
▲ 0.50% · 4.625%
HK$83,290
+HK$4,170/mo
Deposit HK$6.34M · loan HK$14.80M · min. income ≈ HK$158,240/mo (50% DSR)
Upfront cash ≈ HK$7.20M (deposit + AVD stamp duty HK$863,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,753
−HK$5,440/mo
▼ 0.25% · 3.875%
HK$89,451
−HK$2,742/mo
Today · 4.125%
HK$92,193
baseline
▲ 0.50% · 4.625%
HK$97,802
+HK$5,609/mo
Deposit HK$2.11M · loan HK$19.02M · min. income ≈ HK$184,386/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$863,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,511
−HK$5,215/mo
▼ 0.25% · 3.875%
HK$99,100
−HK$2,626/mo
Today · 4.125%
HK$101,726
baseline
▲ 0.50% · 4.625%
HK$107,088
+HK$5,362/mo
Deposit HK$2.11M · loan HK$19.02M · min. income ≈ HK$203,452/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$863,616 · Scale 2, in force from 26 Feb 2026)