LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,198
−HK$3,022/mo
▼ 0.25% · 3.875%
HK$49,697
−HK$1,523/mo
Today · 4.125%
HK$51,220
baseline
▲ 0.50% · 4.625%
HK$54,337
+HK$3,117/mo
Deposit HK$10.57M · loan HK$10.57M · min. income ≈ HK$102,440/mo (50% DSR)
Upfront cash ≈ HK$11.43M (deposit + AVD stamp duty HK$863,690 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,619
−HK$2,897/mo
▼ 0.25% · 3.875%
HK$55,057
−HK$1,459/mo
Today · 4.125%
HK$56,516
baseline
▲ 0.50% · 4.625%
HK$59,495
+HK$2,979/mo
Deposit HK$10.57M · loan HK$10.57M · min. income ≈ HK$113,032/mo (50% DSR)
Upfront cash ≈ HK$11.43M (deposit + AVD stamp duty HK$863,690 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,837
−HK$3,627/mo
▼ 0.25% · 3.875%
HK$59,636
−HK$1,828/mo
Today · 4.125%
HK$61,464
baseline
▲ 0.50% · 4.625%
HK$65,204
+HK$3,740/mo
Deposit HK$8.45M · loan HK$12.68M · min. income ≈ HK$122,928/mo (50% DSR)
Upfront cash ≈ HK$9.32M (deposit + AVD stamp duty HK$863,690 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,343
−HK$3,476/mo
▼ 0.25% · 3.875%
HK$66,069
−HK$1,750/mo
Today · 4.125%
HK$67,819
baseline
▲ 0.50% · 4.625%
HK$71,394
+HK$3,575/mo
Deposit HK$8.45M · loan HK$12.68M · min. income ≈ HK$135,638/mo (50% DSR)
Upfront cash ≈ HK$9.32M (deposit + AVD stamp duty HK$863,690 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,477
−HK$4,231/mo
▼ 0.25% · 3.875%
HK$69,575
−HK$2,133/mo
Today · 4.125%
HK$71,708
baseline
▲ 0.50% · 4.625%
HK$76,071
+HK$4,363/mo
Deposit HK$6.34M · loan HK$14.80M · min. income ≈ HK$143,416/mo (50% DSR)
Upfront cash ≈ HK$7.20M (deposit + AVD stamp duty HK$863,690 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,067
−HK$4,056/mo
▼ 0.25% · 3.875%
HK$77,080
−HK$2,043/mo
Today · 4.125%
HK$79,123
baseline
▲ 0.50% · 4.625%
HK$83,293
+HK$4,170/mo
Deposit HK$6.34M · loan HK$14.80M · min. income ≈ HK$158,246/mo (50% DSR)
Upfront cash ≈ HK$7.20M (deposit + AVD stamp duty HK$863,690 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,756
−HK$5,440/mo
▼ 0.25% · 3.875%
HK$89,454
−HK$2,742/mo
Today · 4.125%
HK$92,196
baseline
▲ 0.50% · 4.625%
HK$97,806
+HK$5,610/mo
Deposit HK$2.11M · loan HK$19.02M · min. income ≈ HK$184,392/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$863,690 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,515
−HK$5,214/mo
▼ 0.25% · 3.875%
HK$99,103
−HK$2,626/mo
Today · 4.125%
HK$101,729
baseline
▲ 0.50% · 4.625%
HK$107,091
+HK$5,362/mo
Deposit HK$2.11M · loan HK$19.02M · min. income ≈ HK$203,458/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$863,690 · Scale 2, in force from 26 Feb 2026)