LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,198
−HK$3,023/mo
▼ 0.25% · 3.875%
HK$49,698
−HK$1,523/mo
Today · 4.125%
HK$51,221
baseline
▲ 0.50% · 4.625%
HK$54,337
+HK$3,116/mo
Deposit HK$10.57M · loan HK$10.57M · min. income ≈ HK$102,442/mo (50% DSR)
Upfront cash ≈ HK$11.43M (deposit + AVD stamp duty HK$863,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,620
−HK$2,897/mo
▼ 0.25% · 3.875%
HK$55,058
−HK$1,459/mo
Today · 4.125%
HK$56,517
baseline
▲ 0.50% · 4.625%
HK$59,496
+HK$2,979/mo
Deposit HK$10.57M · loan HK$10.57M · min. income ≈ HK$113,034/mo (50% DSR)
Upfront cash ≈ HK$11.43M (deposit + AVD stamp duty HK$863,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,838
−HK$3,627/mo
▼ 0.25% · 3.875%
HK$59,637
−HK$1,828/mo
Today · 4.125%
HK$61,465
baseline
▲ 0.50% · 4.625%
HK$65,205
+HK$3,740/mo
Deposit HK$8.45M · loan HK$12.68M · min. income ≈ HK$122,930/mo (50% DSR)
Upfront cash ≈ HK$9.32M (deposit + AVD stamp duty HK$863,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,344
−HK$3,477/mo
▼ 0.25% · 3.875%
HK$66,070
−HK$1,751/mo
Today · 4.125%
HK$67,821
baseline
▲ 0.50% · 4.625%
HK$71,395
+HK$3,574/mo
Deposit HK$8.45M · loan HK$12.68M · min. income ≈ HK$135,642/mo (50% DSR)
Upfront cash ≈ HK$9.32M (deposit + AVD stamp duty HK$863,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,478
−HK$4,231/mo
▼ 0.25% · 3.875%
HK$69,577
−HK$2,132/mo
Today · 4.125%
HK$71,709
baseline
▲ 0.50% · 4.625%
HK$76,072
+HK$4,363/mo
Deposit HK$6.34M · loan HK$14.80M · min. income ≈ HK$143,418/mo (50% DSR)
Upfront cash ≈ HK$7.20M (deposit + AVD stamp duty HK$863,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,068
−HK$4,056/mo
▼ 0.25% · 3.875%
HK$77,082
−HK$2,042/mo
Today · 4.125%
HK$79,124
baseline
▲ 0.50% · 4.625%
HK$83,295
+HK$4,171/mo
Deposit HK$6.34M · loan HK$14.80M · min. income ≈ HK$158,248/mo (50% DSR)
Upfront cash ≈ HK$7.20M (deposit + AVD stamp duty HK$863,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,757
−HK$5,440/mo
▼ 0.25% · 3.875%
HK$89,456
−HK$2,741/mo
Today · 4.125%
HK$92,197
baseline
▲ 0.50% · 4.625%
HK$97,807
+HK$5,610/mo
Deposit HK$2.11M · loan HK$19.02M · min. income ≈ HK$184,394/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$863,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,516
−HK$5,215/mo
▼ 0.25% · 3.875%
HK$99,105
−HK$2,626/mo
Today · 4.125%
HK$101,731
baseline
▲ 0.50% · 4.625%
HK$107,093
+HK$5,362/mo
Deposit HK$2.11M · loan HK$19.02M · min. income ≈ HK$203,462/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$863,726 · Scale 2, in force from 26 Feb 2026)