LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,200
−HK$3,023/mo
▼ 0.25% · 3.875%
HK$49,699
−HK$1,524/mo
Today · 4.125%
HK$51,223
baseline
▲ 0.50% · 4.625%
HK$54,339
+HK$3,116/mo
Deposit HK$10.57M · loan HK$10.57M · min. income ≈ HK$102,446/mo (50% DSR)
Upfront cash ≈ HK$11.43M (deposit + AVD stamp duty HK$863,801 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,622
−HK$2,897/mo
▼ 0.25% · 3.875%
HK$55,060
−HK$1,459/mo
Today · 4.125%
HK$56,519
baseline
▲ 0.50% · 4.625%
HK$59,498
+HK$2,979/mo
Deposit HK$10.57M · loan HK$10.57M · min. income ≈ HK$113,038/mo (50% DSR)
Upfront cash ≈ HK$11.43M (deposit + AVD stamp duty HK$863,801 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,840
−HK$3,627/mo
▼ 0.25% · 3.875%
HK$59,639
−HK$1,828/mo
Today · 4.125%
HK$61,467
baseline
▲ 0.50% · 4.625%
HK$65,207
+HK$3,740/mo
Deposit HK$8.46M · loan HK$12.68M · min. income ≈ HK$122,934/mo (50% DSR)
Upfront cash ≈ HK$9.32M (deposit + AVD stamp duty HK$863,801 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,347
−HK$3,476/mo
▼ 0.25% · 3.875%
HK$66,072
−HK$1,751/mo
Today · 4.125%
HK$67,823
baseline
▲ 0.50% · 4.625%
HK$71,398
+HK$3,575/mo
Deposit HK$8.46M · loan HK$12.68M · min. income ≈ HK$135,646/mo (50% DSR)
Upfront cash ≈ HK$9.32M (deposit + AVD stamp duty HK$863,801 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,480
−HK$4,232/mo
▼ 0.25% · 3.875%
HK$69,579
−HK$2,133/mo
Today · 4.125%
HK$71,712
baseline
▲ 0.50% · 4.625%
HK$76,075
+HK$4,363/mo
Deposit HK$6.34M · loan HK$14.80M · min. income ≈ HK$143,424/mo (50% DSR)
Upfront cash ≈ HK$7.21M (deposit + AVD stamp duty HK$863,801 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,071
−HK$4,056/mo
▼ 0.25% · 3.875%
HK$77,084
−HK$2,043/mo
Today · 4.125%
HK$79,127
baseline
▲ 0.50% · 4.625%
HK$83,298
+HK$4,171/mo
Deposit HK$6.34M · loan HK$14.80M · min. income ≈ HK$158,254/mo (50% DSR)
Upfront cash ≈ HK$7.21M (deposit + AVD stamp duty HK$863,801 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,760
−HK$5,441/mo
▼ 0.25% · 3.875%
HK$89,459
−HK$2,742/mo
Today · 4.125%
HK$92,201
baseline
▲ 0.50% · 4.625%
HK$97,811
+HK$5,610/mo
Deposit HK$2.11M · loan HK$19.02M · min. income ≈ HK$184,402/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$863,801 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,520
−HK$5,214/mo
▼ 0.25% · 3.875%
HK$99,108
−HK$2,626/mo
Today · 4.125%
HK$101,734
baseline
▲ 0.50% · 4.625%
HK$107,097
+HK$5,363/mo
Deposit HK$2.11M · loan HK$19.02M · min. income ≈ HK$203,468/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$863,801 · Scale 2, in force from 26 Feb 2026)