LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,201
−HK$3,022/mo
▼ 0.25% · 3.875%
HK$49,700
−HK$1,523/mo
Today · 4.125%
HK$51,223
baseline
▲ 0.50% · 4.625%
HK$54,340
+HK$3,117/mo
Deposit HK$10.57M · loan HK$10.57M · min. income ≈ HK$102,446/mo (50% DSR)
Upfront cash ≈ HK$11.43M (deposit + AVD stamp duty HK$863,833 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,623
−HK$2,897/mo
▼ 0.25% · 3.875%
HK$55,061
−HK$1,459/mo
Today · 4.125%
HK$56,520
baseline
▲ 0.50% · 4.625%
HK$59,499
+HK$2,979/mo
Deposit HK$10.57M · loan HK$10.57M · min. income ≈ HK$113,040/mo (50% DSR)
Upfront cash ≈ HK$11.43M (deposit + AVD stamp duty HK$863,833 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,841
−HK$3,627/mo
▼ 0.25% · 3.875%
HK$59,640
−HK$1,828/mo
Today · 4.125%
HK$61,468
baseline
▲ 0.50% · 4.625%
HK$65,208
+HK$3,740/mo
Deposit HK$8.46M · loan HK$12.68M · min. income ≈ HK$122,936/mo (50% DSR)
Upfront cash ≈ HK$9.32M (deposit + AVD stamp duty HK$863,833 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,347
−HK$3,477/mo
▼ 0.25% · 3.875%
HK$66,073
−HK$1,751/mo
Today · 4.125%
HK$67,824
baseline
▲ 0.50% · 4.625%
HK$71,399
+HK$3,575/mo
Deposit HK$8.46M · loan HK$12.68M · min. income ≈ HK$135,648/mo (50% DSR)
Upfront cash ≈ HK$9.32M (deposit + AVD stamp duty HK$863,833 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,481
−HK$4,232/mo
▼ 0.25% · 3.875%
HK$69,580
−HK$2,133/mo
Today · 4.125%
HK$71,713
baseline
▲ 0.50% · 4.625%
HK$76,076
+HK$4,363/mo
Deposit HK$6.34M · loan HK$14.80M · min. income ≈ HK$143,426/mo (50% DSR)
Upfront cash ≈ HK$7.21M (deposit + AVD stamp duty HK$863,833 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,072
−HK$4,056/mo
▼ 0.25% · 3.875%
HK$77,085
−HK$2,043/mo
Today · 4.125%
HK$79,128
baseline
▲ 0.50% · 4.625%
HK$83,299
+HK$4,171/mo
Deposit HK$6.34M · loan HK$14.80M · min. income ≈ HK$158,256/mo (50% DSR)
Upfront cash ≈ HK$7.21M (deposit + AVD stamp duty HK$863,833 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,761
−HK$5,441/mo
▼ 0.25% · 3.875%
HK$89,460
−HK$2,742/mo
Today · 4.125%
HK$92,202
baseline
▲ 0.50% · 4.625%
HK$97,812
+HK$5,610/mo
Deposit HK$2.11M · loan HK$19.02M · min. income ≈ HK$184,404/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$863,833 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,521
−HK$5,215/mo
▼ 0.25% · 3.875%
HK$99,110
−HK$2,626/mo
Today · 4.125%
HK$101,736
baseline
▲ 0.50% · 4.625%
HK$107,099
+HK$5,363/mo
Deposit HK$2.11M · loan HK$19.02M · min. income ≈ HK$203,472/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$863,833 · Scale 2, in force from 26 Feb 2026)