LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,201
−HK$3,023/mo
▼ 0.25% · 3.875%
HK$49,701
−HK$1,523/mo
Today · 4.125%
HK$51,224
baseline
▲ 0.50% · 4.625%
HK$54,341
+HK$3,117/mo
Deposit HK$10.57M · loan HK$10.57M · min. income ≈ HK$102,448/mo (50% DSR)
Upfront cash ≈ HK$11.43M (deposit + AVD stamp duty HK$863,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,624
−HK$2,897/mo
▼ 0.25% · 3.875%
HK$55,062
−HK$1,459/mo
Today · 4.125%
HK$56,521
baseline
▲ 0.50% · 4.625%
HK$59,500
+HK$2,979/mo
Deposit HK$10.57M · loan HK$10.57M · min. income ≈ HK$113,042/mo (50% DSR)
Upfront cash ≈ HK$11.43M (deposit + AVD stamp duty HK$863,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,842
−HK$3,627/mo
▼ 0.25% · 3.875%
HK$59,641
−HK$1,828/mo
Today · 4.125%
HK$61,469
baseline
▲ 0.50% · 4.625%
HK$65,209
+HK$3,740/mo
Deposit HK$8.46M · loan HK$12.68M · min. income ≈ HK$122,938/mo (50% DSR)
Upfront cash ≈ HK$9.32M (deposit + AVD stamp duty HK$863,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,348
−HK$3,477/mo
▼ 0.25% · 3.875%
HK$66,074
−HK$1,751/mo
Today · 4.125%
HK$67,825
baseline
▲ 0.50% · 4.625%
HK$71,400
+HK$3,575/mo
Deposit HK$8.46M · loan HK$12.68M · min. income ≈ HK$135,650/mo (50% DSR)
Upfront cash ≈ HK$9.32M (deposit + AVD stamp duty HK$863,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,482
−HK$4,232/mo
▼ 0.25% · 3.875%
HK$69,581
−HK$2,133/mo
Today · 4.125%
HK$71,714
baseline
▲ 0.50% · 4.625%
HK$76,077
+HK$4,363/mo
Deposit HK$6.34M · loan HK$14.80M · min. income ≈ HK$143,428/mo (50% DSR)
Upfront cash ≈ HK$7.21M (deposit + AVD stamp duty HK$863,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,073
−HK$4,056/mo
▼ 0.25% · 3.875%
HK$77,086
−HK$2,043/mo
Today · 4.125%
HK$79,129
baseline
▲ 0.50% · 4.625%
HK$83,300
+HK$4,171/mo
Deposit HK$6.34M · loan HK$14.80M · min. income ≈ HK$158,258/mo (50% DSR)
Upfront cash ≈ HK$7.21M (deposit + AVD stamp duty HK$863,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,763
−HK$5,440/mo
▼ 0.25% · 3.875%
HK$89,461
−HK$2,742/mo
Today · 4.125%
HK$92,203
baseline
▲ 0.50% · 4.625%
HK$97,814
+HK$5,611/mo
Deposit HK$2.11M · loan HK$19.02M · min. income ≈ HK$184,406/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$863,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,522
−HK$5,215/mo
▼ 0.25% · 3.875%
HK$99,111
−HK$2,626/mo
Today · 4.125%
HK$101,737
baseline
▲ 0.50% · 4.625%
HK$107,100
+HK$5,363/mo
Deposit HK$2.11M · loan HK$19.02M · min. income ≈ HK$203,474/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$863,860 · Scale 2, in force from 26 Feb 2026)