LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,203
−HK$3,023/mo
▼ 0.25% · 3.875%
HK$49,702
−HK$1,524/mo
Today · 4.125%
HK$51,226
baseline
▲ 0.50% · 4.625%
HK$54,343
+HK$3,117/mo
Deposit HK$10.57M · loan HK$10.57M · min. income ≈ HK$102,452/mo (50% DSR)
Upfront cash ≈ HK$11.43M (deposit + AVD stamp duty HK$863,921 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,625
−HK$2,897/mo
▼ 0.25% · 3.875%
HK$55,063
−HK$1,459/mo
Today · 4.125%
HK$56,522
baseline
▲ 0.50% · 4.625%
HK$59,502
+HK$2,980/mo
Deposit HK$10.57M · loan HK$10.57M · min. income ≈ HK$113,044/mo (50% DSR)
Upfront cash ≈ HK$11.43M (deposit + AVD stamp duty HK$863,921 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,843
−HK$3,628/mo
▼ 0.25% · 3.875%
HK$59,643
−HK$1,828/mo
Today · 4.125%
HK$61,471
baseline
▲ 0.50% · 4.625%
HK$65,211
+HK$3,740/mo
Deposit HK$8.46M · loan HK$12.68M · min. income ≈ HK$122,942/mo (50% DSR)
Upfront cash ≈ HK$9.32M (deposit + AVD stamp duty HK$863,921 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,350
−HK$3,477/mo
▼ 0.25% · 3.875%
HK$66,076
−HK$1,751/mo
Today · 4.125%
HK$67,827
baseline
▲ 0.50% · 4.625%
HK$71,402
+HK$3,575/mo
Deposit HK$8.46M · loan HK$12.68M · min. income ≈ HK$135,654/mo (50% DSR)
Upfront cash ≈ HK$9.32M (deposit + AVD stamp duty HK$863,921 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,484
−HK$4,232/mo
▼ 0.25% · 3.875%
HK$69,583
−HK$2,133/mo
Today · 4.125%
HK$71,716
baseline
▲ 0.50% · 4.625%
HK$76,080
+HK$4,364/mo
Deposit HK$6.34M · loan HK$14.80M · min. income ≈ HK$143,432/mo (50% DSR)
Upfront cash ≈ HK$7.21M (deposit + AVD stamp duty HK$863,921 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,075
−HK$4,056/mo
▼ 0.25% · 3.875%
HK$77,089
−HK$2,042/mo
Today · 4.125%
HK$79,131
baseline
▲ 0.50% · 4.625%
HK$83,302
+HK$4,171/mo
Deposit HK$6.34M · loan HK$14.80M · min. income ≈ HK$158,262/mo (50% DSR)
Upfront cash ≈ HK$7.21M (deposit + AVD stamp duty HK$863,921 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,765
−HK$5,441/mo
▼ 0.25% · 3.875%
HK$89,464
−HK$2,742/mo
Today · 4.125%
HK$92,206
baseline
▲ 0.50% · 4.625%
HK$97,817
+HK$5,611/mo
Deposit HK$2.11M · loan HK$19.03M · min. income ≈ HK$184,412/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$863,921 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,525
−HK$5,215/mo
▼ 0.25% · 3.875%
HK$99,114
−HK$2,626/mo
Today · 4.125%
HK$101,740
baseline
▲ 0.50% · 4.625%
HK$107,103
+HK$5,363/mo
Deposit HK$2.11M · loan HK$19.03M · min. income ≈ HK$203,480/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$863,921 · Scale 2, in force from 26 Feb 2026)