LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,207
−HK$3,023/mo
▼ 0.25% · 3.875%
HK$49,707
−HK$1,523/mo
Today · 4.125%
HK$51,230
baseline
▲ 0.50% · 4.625%
HK$54,348
+HK$3,118/mo
Deposit HK$10.57M · loan HK$10.57M · min. income ≈ HK$102,460/mo (50% DSR)
Upfront cash ≈ HK$11.43M (deposit + AVD stamp duty HK$864,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,630
−HK$2,898/mo
▼ 0.25% · 3.875%
HK$55,069
−HK$1,459/mo
Today · 4.125%
HK$56,528
baseline
▲ 0.50% · 4.625%
HK$59,507
+HK$2,979/mo
Deposit HK$10.57M · loan HK$10.57M · min. income ≈ HK$113,056/mo (50% DSR)
Upfront cash ≈ HK$11.43M (deposit + AVD stamp duty HK$864,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,849
−HK$3,627/mo
▼ 0.25% · 3.875%
HK$59,648
−HK$1,828/mo
Today · 4.125%
HK$61,476
baseline
▲ 0.50% · 4.625%
HK$65,217
+HK$3,741/mo
Deposit HK$8.46M · loan HK$12.68M · min. income ≈ HK$122,952/mo (50% DSR)
Upfront cash ≈ HK$9.32M (deposit + AVD stamp duty HK$864,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,356
−HK$3,477/mo
▼ 0.25% · 3.875%
HK$66,082
−HK$1,751/mo
Today · 4.125%
HK$67,833
baseline
▲ 0.50% · 4.625%
HK$71,409
+HK$3,576/mo
Deposit HK$8.46M · loan HK$12.68M · min. income ≈ HK$135,666/mo (50% DSR)
Upfront cash ≈ HK$9.32M (deposit + AVD stamp duty HK$864,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,490
−HK$4,233/mo
▼ 0.25% · 3.875%
HK$69,590
−HK$2,133/mo
Today · 4.125%
HK$71,723
baseline
▲ 0.50% · 4.625%
HK$76,087
+HK$4,364/mo
Deposit HK$6.34M · loan HK$14.80M · min. income ≈ HK$143,446/mo (50% DSR)
Upfront cash ≈ HK$7.21M (deposit + AVD stamp duty HK$864,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,082
−HK$4,057/mo
▼ 0.25% · 3.875%
HK$77,096
−HK$2,043/mo
Today · 4.125%
HK$79,139
baseline
▲ 0.50% · 4.625%
HK$83,310
+HK$4,171/mo
Deposit HK$6.34M · loan HK$14.80M · min. income ≈ HK$158,278/mo (50% DSR)
Upfront cash ≈ HK$7.21M (deposit + AVD stamp duty HK$864,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,773
−HK$5,442/mo
▼ 0.25% · 3.875%
HK$89,472
−HK$2,743/mo
Today · 4.125%
HK$92,215
baseline
▲ 0.50% · 4.625%
HK$97,826
+HK$5,611/mo
Deposit HK$2.11M · loan HK$19.03M · min. income ≈ HK$184,430/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$864,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,534
−HK$5,216/mo
▼ 0.25% · 3.875%
HK$99,123
−HK$2,627/mo
Today · 4.125%
HK$101,750
baseline
▲ 0.50% · 4.625%
HK$107,113
+HK$5,363/mo
Deposit HK$2.11M · loan HK$19.03M · min. income ≈ HK$203,500/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$864,120 · Scale 2, in force from 26 Feb 2026)