LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,208
−HK$3,023/mo
▼ 0.25% · 3.875%
HK$49,707
−HK$1,524/mo
Today · 4.125%
HK$51,231
baseline
▲ 0.50% · 4.625%
HK$54,348
+HK$3,117/mo
Deposit HK$10.57M · loan HK$10.57M · min. income ≈ HK$102,462/mo (50% DSR)
Upfront cash ≈ HK$11.43M (deposit + AVD stamp duty HK$864,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,631
−HK$2,897/mo
▼ 0.25% · 3.875%
HK$55,069
−HK$1,459/mo
Today · 4.125%
HK$56,528
baseline
▲ 0.50% · 4.625%
HK$59,508
+HK$2,980/mo
Deposit HK$10.57M · loan HK$10.57M · min. income ≈ HK$113,056/mo (50% DSR)
Upfront cash ≈ HK$11.43M (deposit + AVD stamp duty HK$864,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,850
−HK$3,627/mo
▼ 0.25% · 3.875%
HK$59,649
−HK$1,828/mo
Today · 4.125%
HK$61,477
baseline
▲ 0.50% · 4.625%
HK$65,218
+HK$3,741/mo
Deposit HK$8.46M · loan HK$12.68M · min. income ≈ HK$122,954/mo (50% DSR)
Upfront cash ≈ HK$9.32M (deposit + AVD stamp duty HK$864,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,357
−HK$3,477/mo
▼ 0.25% · 3.875%
HK$66,083
−HK$1,751/mo
Today · 4.125%
HK$67,834
baseline
▲ 0.50% · 4.625%
HK$71,410
+HK$3,576/mo
Deposit HK$8.46M · loan HK$12.68M · min. income ≈ HK$135,668/mo (50% DSR)
Upfront cash ≈ HK$9.32M (deposit + AVD stamp duty HK$864,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,491
−HK$4,232/mo
▼ 0.25% · 3.875%
HK$69,590
−HK$2,133/mo
Today · 4.125%
HK$71,723
baseline
▲ 0.50% · 4.625%
HK$76,088
+HK$4,365/mo
Deposit HK$6.34M · loan HK$14.80M · min. income ≈ HK$143,446/mo (50% DSR)
Upfront cash ≈ HK$7.21M (deposit + AVD stamp duty HK$864,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,083
−HK$4,057/mo
▼ 0.25% · 3.875%
HK$77,097
−HK$2,043/mo
Today · 4.125%
HK$79,140
baseline
▲ 0.50% · 4.625%
HK$83,311
+HK$4,171/mo
Deposit HK$6.34M · loan HK$14.80M · min. income ≈ HK$158,280/mo (50% DSR)
Upfront cash ≈ HK$7.21M (deposit + AVD stamp duty HK$864,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,774
−HK$5,442/mo
▼ 0.25% · 3.875%
HK$89,473
−HK$2,743/mo
Today · 4.125%
HK$92,216
baseline
▲ 0.50% · 4.625%
HK$97,827
+HK$5,611/mo
Deposit HK$2.11M · loan HK$19.03M · min. income ≈ HK$184,432/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$864,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,536
−HK$5,215/mo
▼ 0.25% · 3.875%
HK$99,125
−HK$2,626/mo
Today · 4.125%
HK$101,751
baseline
▲ 0.50% · 4.625%
HK$107,114
+HK$5,363/mo
Deposit HK$2.11M · loan HK$19.03M · min. income ≈ HK$203,502/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$864,145 · Scale 2, in force from 26 Feb 2026)