LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,210
−HK$3,023/mo
▼ 0.25% · 3.875%
HK$49,709
−HK$1,524/mo
Today · 4.125%
HK$51,233
baseline
▲ 0.50% · 4.625%
HK$54,350
+HK$3,117/mo
Deposit HK$10.57M · loan HK$10.57M · min. income ≈ HK$102,466/mo (50% DSR)
Upfront cash ≈ HK$11.44M (deposit + AVD stamp duty HK$864,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,633
−HK$2,897/mo
▼ 0.25% · 3.875%
HK$55,071
−HK$1,459/mo
Today · 4.125%
HK$56,530
baseline
▲ 0.50% · 4.625%
HK$59,510
+HK$2,980/mo
Deposit HK$10.57M · loan HK$10.57M · min. income ≈ HK$113,060/mo (50% DSR)
Upfront cash ≈ HK$11.44M (deposit + AVD stamp duty HK$864,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,852
−HK$3,627/mo
▼ 0.25% · 3.875%
HK$59,651
−HK$1,828/mo
Today · 4.125%
HK$61,479
baseline
▲ 0.50% · 4.625%
HK$65,220
+HK$3,741/mo
Deposit HK$8.46M · loan HK$12.69M · min. income ≈ HK$122,958/mo (50% DSR)
Upfront cash ≈ HK$9.32M (deposit + AVD stamp duty HK$864,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,359
−HK$3,478/mo
▼ 0.25% · 3.875%
HK$66,085
−HK$1,752/mo
Today · 4.125%
HK$67,837
baseline
▲ 0.50% · 4.625%
HK$71,412
+HK$3,575/mo
Deposit HK$8.46M · loan HK$12.69M · min. income ≈ HK$135,674/mo (50% DSR)
Upfront cash ≈ HK$9.32M (deposit + AVD stamp duty HK$864,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,494
−HK$4,232/mo
▼ 0.25% · 3.875%
HK$69,593
−HK$2,133/mo
Today · 4.125%
HK$71,726
baseline
▲ 0.50% · 4.625%
HK$76,090
+HK$4,364/mo
Deposit HK$6.34M · loan HK$14.80M · min. income ≈ HK$143,452/mo (50% DSR)
Upfront cash ≈ HK$7.21M (deposit + AVD stamp duty HK$864,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,086
−HK$4,057/mo
▼ 0.25% · 3.875%
HK$77,100
−HK$2,043/mo
Today · 4.125%
HK$79,143
baseline
▲ 0.50% · 4.625%
HK$83,314
+HK$4,171/mo
Deposit HK$6.34M · loan HK$14.80M · min. income ≈ HK$158,286/mo (50% DSR)
Upfront cash ≈ HK$7.21M (deposit + AVD stamp duty HK$864,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,777
−HK$5,442/mo
▼ 0.25% · 3.875%
HK$89,477
−HK$2,742/mo
Today · 4.125%
HK$92,219
baseline
▲ 0.50% · 4.625%
HK$97,831
+HK$5,612/mo
Deposit HK$2.11M · loan HK$19.03M · min. income ≈ HK$184,438/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$864,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,539
−HK$5,216/mo
▼ 0.25% · 3.875%
HK$99,128
−HK$2,627/mo
Today · 4.125%
HK$101,755
baseline
▲ 0.50% · 4.625%
HK$107,118
+HK$5,363/mo
Deposit HK$2.11M · loan HK$19.03M · min. income ≈ HK$203,510/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$864,224 · Scale 2, in force from 26 Feb 2026)