LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,211
−HK$3,024/mo
▼ 0.25% · 3.875%
HK$49,711
−HK$1,524/mo
Today · 4.125%
HK$51,235
baseline
▲ 0.50% · 4.625%
HK$54,352
+HK$3,117/mo
Deposit HK$10.57M · loan HK$10.57M · min. income ≈ HK$102,470/mo (50% DSR)
Upfront cash ≈ HK$11.44M (deposit + AVD stamp duty HK$864,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,635
−HK$2,897/mo
▼ 0.25% · 3.875%
HK$55,073
−HK$1,459/mo
Today · 4.125%
HK$56,532
baseline
▲ 0.50% · 4.625%
HK$59,512
+HK$2,980/mo
Deposit HK$10.57M · loan HK$10.57M · min. income ≈ HK$113,064/mo (50% DSR)
Upfront cash ≈ HK$11.44M (deposit + AVD stamp duty HK$864,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,854
−HK$3,627/mo
▼ 0.25% · 3.875%
HK$59,653
−HK$1,828/mo
Today · 4.125%
HK$61,481
baseline
▲ 0.50% · 4.625%
HK$65,222
+HK$3,741/mo
Deposit HK$8.46M · loan HK$12.69M · min. income ≈ HK$122,962/mo (50% DSR)
Upfront cash ≈ HK$9.32M (deposit + AVD stamp duty HK$864,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,362
−HK$3,477/mo
▼ 0.25% · 3.875%
HK$66,088
−HK$1,751/mo
Today · 4.125%
HK$67,839
baseline
▲ 0.50% · 4.625%
HK$71,415
+HK$3,576/mo
Deposit HK$8.46M · loan HK$12.69M · min. income ≈ HK$135,678/mo (50% DSR)
Upfront cash ≈ HK$9.32M (deposit + AVD stamp duty HK$864,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,496
−HK$4,232/mo
▼ 0.25% · 3.875%
HK$69,595
−HK$2,133/mo
Today · 4.125%
HK$71,728
baseline
▲ 0.50% · 4.625%
HK$76,093
+HK$4,365/mo
Deposit HK$6.34M · loan HK$14.80M · min. income ≈ HK$143,456/mo (50% DSR)
Upfront cash ≈ HK$7.21M (deposit + AVD stamp duty HK$864,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,088
−HK$4,057/mo
▼ 0.25% · 3.875%
HK$77,102
−HK$2,043/mo
Today · 4.125%
HK$79,145
baseline
▲ 0.50% · 4.625%
HK$83,317
+HK$4,172/mo
Deposit HK$6.34M · loan HK$14.80M · min. income ≈ HK$158,290/mo (50% DSR)
Upfront cash ≈ HK$7.21M (deposit + AVD stamp duty HK$864,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,780
−HK$5,442/mo
▼ 0.25% · 3.875%
HK$89,480
−HK$2,742/mo
Today · 4.125%
HK$92,222
baseline
▲ 0.50% · 4.625%
HK$97,834
+HK$5,612/mo
Deposit HK$2.11M · loan HK$19.03M · min. income ≈ HK$184,444/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$864,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,542
−HK$5,216/mo
▼ 0.25% · 3.875%
HK$99,131
−HK$2,627/mo
Today · 4.125%
HK$101,758
baseline
▲ 0.50% · 4.625%
HK$107,122
+HK$5,364/mo
Deposit HK$2.11M · loan HK$19.03M · min. income ≈ HK$203,516/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$864,294 · Scale 2, in force from 26 Feb 2026)