LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,214
−HK$3,024/mo
▼ 0.25% · 3.875%
HK$49,714
−HK$1,524/mo
Today · 4.125%
HK$51,238
baseline
▲ 0.50% · 4.625%
HK$54,356
+HK$3,118/mo
Deposit HK$10.57M · loan HK$10.57M · min. income ≈ HK$102,476/mo (50% DSR)
Upfront cash ≈ HK$11.44M (deposit + AVD stamp duty HK$864,429 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,638
−HK$2,898/mo
▼ 0.25% · 3.875%
HK$55,077
−HK$1,459/mo
Today · 4.125%
HK$56,536
baseline
▲ 0.50% · 4.625%
HK$59,516
+HK$2,980/mo
Deposit HK$10.57M · loan HK$10.57M · min. income ≈ HK$113,072/mo (50% DSR)
Upfront cash ≈ HK$11.44M (deposit + AVD stamp duty HK$864,429 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,857
−HK$3,628/mo
▼ 0.25% · 3.875%
HK$59,657
−HK$1,828/mo
Today · 4.125%
HK$61,485
baseline
▲ 0.50% · 4.625%
HK$65,227
+HK$3,742/mo
Deposit HK$8.46M · loan HK$12.69M · min. income ≈ HK$122,970/mo (50% DSR)
Upfront cash ≈ HK$9.32M (deposit + AVD stamp duty HK$864,429 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,366
−HK$3,477/mo
▼ 0.25% · 3.875%
HK$66,092
−HK$1,751/mo
Today · 4.125%
HK$67,843
baseline
▲ 0.50% · 4.625%
HK$71,419
+HK$3,576/mo
Deposit HK$8.46M · loan HK$12.69M · min. income ≈ HK$135,686/mo (50% DSR)
Upfront cash ≈ HK$9.32M (deposit + AVD stamp duty HK$864,429 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,500
−HK$4,233/mo
▼ 0.25% · 3.875%
HK$69,600
−HK$2,133/mo
Today · 4.125%
HK$71,733
baseline
▲ 0.50% · 4.625%
HK$76,098
+HK$4,365/mo
Deposit HK$6.34M · loan HK$14.80M · min. income ≈ HK$143,466/mo (50% DSR)
Upfront cash ≈ HK$7.21M (deposit + AVD stamp duty HK$864,429 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,093
−HK$4,057/mo
▼ 0.25% · 3.875%
HK$77,107
−HK$2,043/mo
Today · 4.125%
HK$79,150
baseline
▲ 0.50% · 4.625%
HK$83,322
+HK$4,172/mo
Deposit HK$6.34M · loan HK$14.80M · min. income ≈ HK$158,300/mo (50% DSR)
Upfront cash ≈ HK$7.21M (deposit + AVD stamp duty HK$864,429 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,786
−HK$5,442/mo
▼ 0.25% · 3.875%
HK$89,485
−HK$2,743/mo
Today · 4.125%
HK$92,228
baseline
▲ 0.50% · 4.625%
HK$97,840
+HK$5,612/mo
Deposit HK$2.11M · loan HK$19.03M · min. income ≈ HK$184,456/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$864,429 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,548
−HK$5,217/mo
▼ 0.25% · 3.875%
HK$99,138
−HK$2,627/mo
Today · 4.125%
HK$101,765
baseline
▲ 0.50% · 4.625%
HK$107,129
+HK$5,364/mo
Deposit HK$2.11M · loan HK$19.03M · min. income ≈ HK$203,530/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$864,429 · Scale 2, in force from 26 Feb 2026)