LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,215
−HK$3,023/mo
▼ 0.25% · 3.875%
HK$49,714
−HK$1,524/mo
Today · 4.125%
HK$51,238
baseline
▲ 0.50% · 4.625%
HK$54,356
+HK$3,118/mo
Deposit HK$10.57M · loan HK$10.57M · min. income ≈ HK$102,476/mo (50% DSR)
Upfront cash ≈ HK$11.44M (deposit + AVD stamp duty HK$864,443 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,638
−HK$2,898/mo
▼ 0.25% · 3.875%
HK$55,077
−HK$1,459/mo
Today · 4.125%
HK$56,536
baseline
▲ 0.50% · 4.625%
HK$59,516
+HK$2,980/mo
Deposit HK$10.57M · loan HK$10.57M · min. income ≈ HK$113,072/mo (50% DSR)
Upfront cash ≈ HK$11.44M (deposit + AVD stamp duty HK$864,443 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,858
−HK$3,628/mo
▼ 0.25% · 3.875%
HK$59,657
−HK$1,829/mo
Today · 4.125%
HK$61,486
baseline
▲ 0.50% · 4.625%
HK$65,227
+HK$3,741/mo
Deposit HK$8.46M · loan HK$12.69M · min. income ≈ HK$122,972/mo (50% DSR)
Upfront cash ≈ HK$9.32M (deposit + AVD stamp duty HK$864,443 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,366
−HK$3,478/mo
▼ 0.25% · 3.875%
HK$66,092
−HK$1,752/mo
Today · 4.125%
HK$67,844
baseline
▲ 0.50% · 4.625%
HK$71,420
+HK$3,576/mo
Deposit HK$8.46M · loan HK$12.69M · min. income ≈ HK$135,688/mo (50% DSR)
Upfront cash ≈ HK$9.32M (deposit + AVD stamp duty HK$864,443 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,501
−HK$4,232/mo
▼ 0.25% · 3.875%
HK$69,600
−HK$2,133/mo
Today · 4.125%
HK$71,733
baseline
▲ 0.50% · 4.625%
HK$76,098
+HK$4,365/mo
Deposit HK$6.34M · loan HK$14.80M · min. income ≈ HK$143,466/mo (50% DSR)
Upfront cash ≈ HK$7.21M (deposit + AVD stamp duty HK$864,443 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,094
−HK$4,057/mo
▼ 0.25% · 3.875%
HK$77,108
−HK$2,043/mo
Today · 4.125%
HK$79,151
baseline
▲ 0.50% · 4.625%
HK$83,323
+HK$4,172/mo
Deposit HK$6.34M · loan HK$14.80M · min. income ≈ HK$158,302/mo (50% DSR)
Upfront cash ≈ HK$7.21M (deposit + AVD stamp duty HK$864,443 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,786
−HK$5,443/mo
▼ 0.25% · 3.875%
HK$89,486
−HK$2,743/mo
Today · 4.125%
HK$92,229
baseline
▲ 0.50% · 4.625%
HK$97,841
+HK$5,612/mo
Deposit HK$2.11M · loan HK$19.03M · min. income ≈ HK$184,458/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$864,443 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,549
−HK$5,216/mo
▼ 0.25% · 3.875%
HK$99,138
−HK$2,627/mo
Today · 4.125%
HK$101,765
baseline
▲ 0.50% · 4.625%
HK$107,130
+HK$5,365/mo
Deposit HK$2.11M · loan HK$19.03M · min. income ≈ HK$203,530/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$864,443 · Scale 2, in force from 26 Feb 2026)