LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,216
−HK$3,023/mo
▼ 0.25% · 3.875%
HK$49,716
−HK$1,523/mo
Today · 4.125%
HK$51,239
baseline
▲ 0.50% · 4.625%
HK$54,357
+HK$3,118/mo
Deposit HK$10.57M · loan HK$10.57M · min. income ≈ HK$102,478/mo (50% DSR)
Upfront cash ≈ HK$11.44M (deposit + AVD stamp duty HK$864,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,640
−HK$2,898/mo
▼ 0.25% · 3.875%
HK$55,078
−HK$1,460/mo
Today · 4.125%
HK$56,538
baseline
▲ 0.50% · 4.625%
HK$59,518
+HK$2,980/mo
Deposit HK$10.57M · loan HK$10.57M · min. income ≈ HK$113,076/mo (50% DSR)
Upfront cash ≈ HK$11.44M (deposit + AVD stamp duty HK$864,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,859
−HK$3,628/mo
▼ 0.25% · 3.875%
HK$59,659
−HK$1,828/mo
Today · 4.125%
HK$61,487
baseline
▲ 0.50% · 4.625%
HK$65,229
+HK$3,742/mo
Deposit HK$8.46M · loan HK$12.69M · min. income ≈ HK$122,974/mo (50% DSR)
Upfront cash ≈ HK$9.32M (deposit + AVD stamp duty HK$864,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,368
−HK$3,477/mo
▼ 0.25% · 3.875%
HK$66,094
−HK$1,751/mo
Today · 4.125%
HK$67,845
baseline
▲ 0.50% · 4.625%
HK$71,421
+HK$3,576/mo
Deposit HK$8.46M · loan HK$12.69M · min. income ≈ HK$135,690/mo (50% DSR)
Upfront cash ≈ HK$9.32M (deposit + AVD stamp duty HK$864,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,502
−HK$4,233/mo
▼ 0.25% · 3.875%
HK$69,602
−HK$2,133/mo
Today · 4.125%
HK$71,735
baseline
▲ 0.50% · 4.625%
HK$76,100
+HK$4,365/mo
Deposit HK$6.34M · loan HK$14.80M · min. income ≈ HK$143,470/mo (50% DSR)
Upfront cash ≈ HK$7.21M (deposit + AVD stamp duty HK$864,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,096
−HK$4,057/mo
▼ 0.25% · 3.875%
HK$77,110
−HK$2,043/mo
Today · 4.125%
HK$79,153
baseline
▲ 0.50% · 4.625%
HK$83,325
+HK$4,172/mo
Deposit HK$6.34M · loan HK$14.80M · min. income ≈ HK$158,306/mo (50% DSR)
Upfront cash ≈ HK$7.21M (deposit + AVD stamp duty HK$864,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,789
−HK$5,442/mo
▼ 0.25% · 3.875%
HK$89,488
−HK$2,743/mo
Today · 4.125%
HK$92,231
baseline
▲ 0.50% · 4.625%
HK$97,843
+HK$5,612/mo
Deposit HK$2.11M · loan HK$19.03M · min. income ≈ HK$184,462/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$864,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,552
−HK$5,216/mo
▼ 0.25% · 3.875%
HK$99,141
−HK$2,627/mo
Today · 4.125%
HK$101,768
baseline
▲ 0.50% · 4.625%
HK$107,132
+HK$5,364/mo
Deposit HK$2.11M · loan HK$19.03M · min. income ≈ HK$203,536/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$864,496 · Scale 2, in force from 26 Feb 2026)