LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,217
−HK$3,023/mo
▼ 0.25% · 3.875%
HK$49,716
−HK$1,524/mo
Today · 4.125%
HK$51,240
baseline
▲ 0.50% · 4.625%
HK$54,358
+HK$3,118/mo
Deposit HK$10.57M · loan HK$10.57M · min. income ≈ HK$102,480/mo (50% DSR)
Upfront cash ≈ HK$11.44M (deposit + AVD stamp duty HK$864,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,641
−HK$2,898/mo
▼ 0.25% · 3.875%
HK$55,079
−HK$1,460/mo
Today · 4.125%
HK$56,539
baseline
▲ 0.50% · 4.625%
HK$59,519
+HK$2,980/mo
Deposit HK$10.57M · loan HK$10.57M · min. income ≈ HK$113,078/mo (50% DSR)
Upfront cash ≈ HK$11.44M (deposit + AVD stamp duty HK$864,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,860
−HK$3,628/mo
▼ 0.25% · 3.875%
HK$59,660
−HK$1,828/mo
Today · 4.125%
HK$61,488
baseline
▲ 0.50% · 4.625%
HK$65,230
+HK$3,742/mo
Deposit HK$8.46M · loan HK$12.69M · min. income ≈ HK$122,976/mo (50% DSR)
Upfront cash ≈ HK$9.32M (deposit + AVD stamp duty HK$864,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,369
−HK$3,477/mo
▼ 0.25% · 3.875%
HK$66,095
−HK$1,751/mo
Today · 4.125%
HK$67,846
baseline
▲ 0.50% · 4.625%
HK$71,423
+HK$3,577/mo
Deposit HK$8.46M · loan HK$12.69M · min. income ≈ HK$135,692/mo (50% DSR)
Upfront cash ≈ HK$9.32M (deposit + AVD stamp duty HK$864,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,503
−HK$4,233/mo
▼ 0.25% · 3.875%
HK$69,603
−HK$2,133/mo
Today · 4.125%
HK$71,736
baseline
▲ 0.50% · 4.625%
HK$76,101
+HK$4,365/mo
Deposit HK$6.34M · loan HK$14.80M · min. income ≈ HK$143,472/mo (50% DSR)
Upfront cash ≈ HK$7.21M (deposit + AVD stamp duty HK$864,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,097
−HK$4,057/mo
▼ 0.25% · 3.875%
HK$77,111
−HK$2,043/mo
Today · 4.125%
HK$79,154
baseline
▲ 0.50% · 4.625%
HK$83,326
+HK$4,172/mo
Deposit HK$6.34M · loan HK$14.80M · min. income ≈ HK$158,308/mo (50% DSR)
Upfront cash ≈ HK$7.21M (deposit + AVD stamp duty HK$864,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,790
−HK$5,442/mo
▼ 0.25% · 3.875%
HK$89,490
−HK$2,742/mo
Today · 4.125%
HK$92,232
baseline
▲ 0.50% · 4.625%
HK$97,845
+HK$5,613/mo
Deposit HK$2.11M · loan HK$19.03M · min. income ≈ HK$184,464/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$864,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,553
−HK$5,216/mo
▼ 0.25% · 3.875%
HK$99,142
−HK$2,627/mo
Today · 4.125%
HK$101,769
baseline
▲ 0.50% · 4.625%
HK$107,134
+HK$5,365/mo
Deposit HK$2.11M · loan HK$19.03M · min. income ≈ HK$203,538/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$864,527 · Scale 2, in force from 26 Feb 2026)