LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,218
−HK$3,023/mo
▼ 0.25% · 3.875%
HK$49,717
−HK$1,524/mo
Today · 4.125%
HK$51,241
baseline
▲ 0.50% · 4.625%
HK$54,359
+HK$3,118/mo
Deposit HK$10.57M · loan HK$10.57M · min. income ≈ HK$102,482/mo (50% DSR)
Upfront cash ≈ HK$11.44M (deposit + AVD stamp duty HK$864,566 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,642
−HK$2,898/mo
▼ 0.25% · 3.875%
HK$55,080
−HK$1,460/mo
Today · 4.125%
HK$56,540
baseline
▲ 0.50% · 4.625%
HK$59,520
+HK$2,980/mo
Deposit HK$10.57M · loan HK$10.57M · min. income ≈ HK$113,080/mo (50% DSR)
Upfront cash ≈ HK$11.44M (deposit + AVD stamp duty HK$864,566 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,861
−HK$3,628/mo
▼ 0.25% · 3.875%
HK$59,661
−HK$1,828/mo
Today · 4.125%
HK$61,489
baseline
▲ 0.50% · 4.625%
HK$65,231
+HK$3,742/mo
Deposit HK$8.46M · loan HK$12.69M · min. income ≈ HK$122,978/mo (50% DSR)
Upfront cash ≈ HK$9.32M (deposit + AVD stamp duty HK$864,566 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,370
−HK$3,478/mo
▼ 0.25% · 3.875%
HK$66,096
−HK$1,752/mo
Today · 4.125%
HK$67,848
baseline
▲ 0.50% · 4.625%
HK$71,424
+HK$3,576/mo
Deposit HK$8.46M · loan HK$12.69M · min. income ≈ HK$135,696/mo (50% DSR)
Upfront cash ≈ HK$9.32M (deposit + AVD stamp duty HK$864,566 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,505
−HK$4,233/mo
▼ 0.25% · 3.875%
HK$69,604
−HK$2,134/mo
Today · 4.125%
HK$71,738
baseline
▲ 0.50% · 4.625%
HK$76,103
+HK$4,365/mo
Deposit HK$6.34M · loan HK$14.80M · min. income ≈ HK$143,476/mo (50% DSR)
Upfront cash ≈ HK$7.21M (deposit + AVD stamp duty HK$864,566 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,098
−HK$4,057/mo
▼ 0.25% · 3.875%
HK$77,112
−HK$2,043/mo
Today · 4.125%
HK$79,155
baseline
▲ 0.50% · 4.625%
HK$83,328
+HK$4,173/mo
Deposit HK$6.34M · loan HK$14.80M · min. income ≈ HK$158,310/mo (50% DSR)
Upfront cash ≈ HK$7.21M (deposit + AVD stamp duty HK$864,566 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,792
−HK$5,442/mo
▼ 0.25% · 3.875%
HK$89,491
−HK$2,743/mo
Today · 4.125%
HK$92,234
baseline
▲ 0.50% · 4.625%
HK$97,846
+HK$5,612/mo
Deposit HK$2.11M · loan HK$19.03M · min. income ≈ HK$184,468/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$864,566 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,555
−HK$5,216/mo
▼ 0.25% · 3.875%
HK$99,144
−HK$2,627/mo
Today · 4.125%
HK$101,771
baseline
▲ 0.50% · 4.625%
HK$107,136
+HK$5,365/mo
Deposit HK$2.11M · loan HK$19.03M · min. income ≈ HK$203,542/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$864,566 · Scale 2, in force from 26 Feb 2026)