LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,219
−HK$3,024/mo
▼ 0.25% · 3.875%
HK$49,719
−HK$1,524/mo
Today · 4.125%
HK$51,243
baseline
▲ 0.50% · 4.625%
HK$54,361
+HK$3,118/mo
Deposit HK$10.57M · loan HK$10.57M · min. income ≈ HK$102,486/mo (50% DSR)
Upfront cash ≈ HK$11.44M (deposit + AVD stamp duty HK$864,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,643
−HK$2,899/mo
▼ 0.25% · 3.875%
HK$55,082
−HK$1,460/mo
Today · 4.125%
HK$56,542
baseline
▲ 0.50% · 4.625%
HK$59,522
+HK$2,980/mo
Deposit HK$10.57M · loan HK$10.57M · min. income ≈ HK$113,084/mo (50% DSR)
Upfront cash ≈ HK$11.44M (deposit + AVD stamp duty HK$864,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,863
−HK$3,629/mo
▼ 0.25% · 3.875%
HK$59,663
−HK$1,829/mo
Today · 4.125%
HK$61,492
baseline
▲ 0.50% · 4.625%
HK$65,233
+HK$3,741/mo
Deposit HK$8.46M · loan HK$12.69M · min. income ≈ HK$122,984/mo (50% DSR)
Upfront cash ≈ HK$9.32M (deposit + AVD stamp duty HK$864,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,372
−HK$3,478/mo
▼ 0.25% · 3.875%
HK$66,099
−HK$1,751/mo
Today · 4.125%
HK$67,850
baseline
▲ 0.50% · 4.625%
HK$71,426
+HK$3,576/mo
Deposit HK$8.46M · loan HK$12.69M · min. income ≈ HK$135,700/mo (50% DSR)
Upfront cash ≈ HK$9.32M (deposit + AVD stamp duty HK$864,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,507
−HK$4,233/mo
▼ 0.25% · 3.875%
HK$69,607
−HK$2,133/mo
Today · 4.125%
HK$71,740
baseline
▲ 0.50% · 4.625%
HK$76,105
+HK$4,365/mo
Deposit HK$6.34M · loan HK$14.80M · min. income ≈ HK$143,480/mo (50% DSR)
Upfront cash ≈ HK$7.21M (deposit + AVD stamp duty HK$864,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,101
−HK$4,057/mo
▼ 0.25% · 3.875%
HK$77,115
−HK$2,043/mo
Today · 4.125%
HK$79,158
baseline
▲ 0.50% · 4.625%
HK$83,331
+HK$4,173/mo
Deposit HK$6.34M · loan HK$14.80M · min. income ≈ HK$158,316/mo (50% DSR)
Upfront cash ≈ HK$7.21M (deposit + AVD stamp duty HK$864,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,795
−HK$5,442/mo
▼ 0.25% · 3.875%
HK$89,494
−HK$2,743/mo
Today · 4.125%
HK$92,237
baseline
▲ 0.50% · 4.625%
HK$97,850
+HK$5,613/mo
Deposit HK$2.11M · loan HK$19.03M · min. income ≈ HK$184,474/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$864,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,558
−HK$5,217/mo
▼ 0.25% · 3.875%
HK$99,148
−HK$2,627/mo
Today · 4.125%
HK$101,775
baseline
▲ 0.50% · 4.625%
HK$107,140
+HK$5,365/mo
Deposit HK$2.11M · loan HK$19.03M · min. income ≈ HK$203,550/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$864,643 · Scale 2, in force from 26 Feb 2026)