LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,220
−HK$3,024/mo
▼ 0.25% · 3.875%
HK$49,720
−HK$1,524/mo
Today · 4.125%
HK$51,244
baseline
▲ 0.50% · 4.625%
HK$54,362
+HK$3,118/mo
Deposit HK$10.57M · loan HK$10.57M · min. income ≈ HK$102,488/mo (50% DSR)
Upfront cash ≈ HK$11.44M (deposit + AVD stamp duty HK$864,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,644
−HK$2,899/mo
▼ 0.25% · 3.875%
HK$55,083
−HK$1,460/mo
Today · 4.125%
HK$56,543
baseline
▲ 0.50% · 4.625%
HK$59,523
+HK$2,980/mo
Deposit HK$10.57M · loan HK$10.57M · min. income ≈ HK$113,086/mo (50% DSR)
Upfront cash ≈ HK$11.44M (deposit + AVD stamp duty HK$864,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,864
−HK$3,629/mo
▼ 0.25% · 3.875%
HK$59,664
−HK$1,829/mo
Today · 4.125%
HK$61,493
baseline
▲ 0.50% · 4.625%
HK$65,234
+HK$3,741/mo
Deposit HK$8.46M · loan HK$12.69M · min. income ≈ HK$122,986/mo (50% DSR)
Upfront cash ≈ HK$9.32M (deposit + AVD stamp duty HK$864,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,373
−HK$3,478/mo
▼ 0.25% · 3.875%
HK$66,100
−HK$1,751/mo
Today · 4.125%
HK$67,851
baseline
▲ 0.50% · 4.625%
HK$71,428
+HK$3,577/mo
Deposit HK$8.46M · loan HK$12.69M · min. income ≈ HK$135,702/mo (50% DSR)
Upfront cash ≈ HK$9.32M (deposit + AVD stamp duty HK$864,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,508
−HK$4,233/mo
▼ 0.25% · 3.875%
HK$69,608
−HK$2,133/mo
Today · 4.125%
HK$71,741
baseline
▲ 0.50% · 4.625%
HK$76,107
+HK$4,366/mo
Deposit HK$6.34M · loan HK$14.80M · min. income ≈ HK$143,482/mo (50% DSR)
Upfront cash ≈ HK$7.21M (deposit + AVD stamp duty HK$864,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,102
−HK$4,058/mo
▼ 0.25% · 3.875%
HK$77,116
−HK$2,044/mo
Today · 4.125%
HK$79,160
baseline
▲ 0.50% · 4.625%
HK$83,332
+HK$4,172/mo
Deposit HK$6.34M · loan HK$14.80M · min. income ≈ HK$158,320/mo (50% DSR)
Upfront cash ≈ HK$7.21M (deposit + AVD stamp duty HK$864,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,796
−HK$5,443/mo
▼ 0.25% · 3.875%
HK$89,496
−HK$2,743/mo
Today · 4.125%
HK$92,239
baseline
▲ 0.50% · 4.625%
HK$97,852
+HK$5,613/mo
Deposit HK$2.11M · loan HK$19.03M · min. income ≈ HK$184,478/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$864,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,560
−HK$5,217/mo
▼ 0.25% · 3.875%
HK$99,150
−HK$2,627/mo
Today · 4.125%
HK$101,777
baseline
▲ 0.50% · 4.625%
HK$107,141
+HK$5,364/mo
Deposit HK$2.11M · loan HK$19.03M · min. income ≈ HK$203,554/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$864,678 · Scale 2, in force from 26 Feb 2026)