LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,222
−HK$3,024/mo
▼ 0.25% · 3.875%
HK$49,722
−HK$1,524/mo
Today · 4.125%
HK$51,246
baseline
▲ 0.50% · 4.625%
HK$54,364
+HK$3,118/mo
Deposit HK$10.57M · loan HK$10.57M · min. income ≈ HK$102,492/mo (50% DSR)
Upfront cash ≈ HK$11.44M (deposit + AVD stamp duty HK$864,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,647
−HK$2,898/mo
▼ 0.25% · 3.875%
HK$55,085
−HK$1,460/mo
Today · 4.125%
HK$56,545
baseline
▲ 0.50% · 4.625%
HK$59,526
+HK$2,981/mo
Deposit HK$10.57M · loan HK$10.57M · min. income ≈ HK$113,090/mo (50% DSR)
Upfront cash ≈ HK$11.44M (deposit + AVD stamp duty HK$864,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,867
−HK$3,628/mo
▼ 0.25% · 3.875%
HK$59,667
−HK$1,828/mo
Today · 4.125%
HK$61,495
baseline
▲ 0.50% · 4.625%
HK$65,237
+HK$3,742/mo
Deposit HK$8.46M · loan HK$12.69M · min. income ≈ HK$122,990/mo (50% DSR)
Upfront cash ≈ HK$9.32M (deposit + AVD stamp duty HK$864,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,376
−HK$3,478/mo
▼ 0.25% · 3.875%
HK$66,103
−HK$1,751/mo
Today · 4.125%
HK$67,854
baseline
▲ 0.50% · 4.625%
HK$71,431
+HK$3,577/mo
Deposit HK$8.46M · loan HK$12.69M · min. income ≈ HK$135,708/mo (50% DSR)
Upfront cash ≈ HK$9.32M (deposit + AVD stamp duty HK$864,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,511
−HK$4,234/mo
▼ 0.25% · 3.875%
HK$69,611
−HK$2,134/mo
Today · 4.125%
HK$71,745
baseline
▲ 0.50% · 4.625%
HK$76,110
+HK$4,365/mo
Deposit HK$6.34M · loan HK$14.80M · min. income ≈ HK$143,490/mo (50% DSR)
Upfront cash ≈ HK$7.21M (deposit + AVD stamp duty HK$864,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,105
−HK$4,058/mo
▼ 0.25% · 3.875%
HK$77,120
−HK$2,043/mo
Today · 4.125%
HK$79,163
baseline
▲ 0.50% · 4.625%
HK$83,336
+HK$4,173/mo
Deposit HK$6.34M · loan HK$14.80M · min. income ≈ HK$158,326/mo (50% DSR)
Upfront cash ≈ HK$7.21M (deposit + AVD stamp duty HK$864,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,800
−HK$5,443/mo
▼ 0.25% · 3.875%
HK$89,500
−HK$2,743/mo
Today · 4.125%
HK$92,243
baseline
▲ 0.50% · 4.625%
HK$97,856
+HK$5,613/mo
Deposit HK$2.11M · loan HK$19.03M · min. income ≈ HK$184,486/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$864,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,564
−HK$5,217/mo
▼ 0.25% · 3.875%
HK$99,154
−HK$2,627/mo
Today · 4.125%
HK$101,781
baseline
▲ 0.50% · 4.625%
HK$107,146
+HK$5,365/mo
Deposit HK$2.11M · loan HK$19.03M · min. income ≈ HK$203,562/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$864,769 · Scale 2, in force from 26 Feb 2026)