LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,223
−HK$3,023/mo
▼ 0.25% · 3.875%
HK$49,722
−HK$1,524/mo
Today · 4.125%
HK$51,246
baseline
▲ 0.50% · 4.625%
HK$54,365
+HK$3,119/mo
Deposit HK$10.57M · loan HK$10.57M · min. income ≈ HK$102,492/mo (50% DSR)
Upfront cash ≈ HK$11.44M (deposit + AVD stamp duty HK$864,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,647
−HK$2,898/mo
▼ 0.25% · 3.875%
HK$55,086
−HK$1,459/mo
Today · 4.125%
HK$56,545
baseline
▲ 0.50% · 4.625%
HK$59,526
+HK$2,981/mo
Deposit HK$10.57M · loan HK$10.57M · min. income ≈ HK$113,090/mo (50% DSR)
Upfront cash ≈ HK$11.44M (deposit + AVD stamp duty HK$864,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,867
−HK$3,629/mo
▼ 0.25% · 3.875%
HK$59,667
−HK$1,829/mo
Today · 4.125%
HK$61,496
baseline
▲ 0.50% · 4.625%
HK$65,238
+HK$3,742/mo
Deposit HK$8.46M · loan HK$12.69M · min. income ≈ HK$122,992/mo (50% DSR)
Upfront cash ≈ HK$9.32M (deposit + AVD stamp duty HK$864,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,376
−HK$3,479/mo
▼ 0.25% · 3.875%
HK$66,103
−HK$1,752/mo
Today · 4.125%
HK$67,855
baseline
▲ 0.50% · 4.625%
HK$71,431
+HK$3,576/mo
Deposit HK$8.46M · loan HK$12.69M · min. income ≈ HK$135,710/mo (50% DSR)
Upfront cash ≈ HK$9.32M (deposit + AVD stamp duty HK$864,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,512
−HK$4,233/mo
▼ 0.25% · 3.875%
HK$69,611
−HK$2,134/mo
Today · 4.125%
HK$71,745
baseline
▲ 0.50% · 4.625%
HK$76,111
+HK$4,366/mo
Deposit HK$6.34M · loan HK$14.80M · min. income ≈ HK$143,490/mo (50% DSR)
Upfront cash ≈ HK$7.21M (deposit + AVD stamp duty HK$864,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,106
−HK$4,058/mo
▼ 0.25% · 3.875%
HK$77,120
−HK$2,044/mo
Today · 4.125%
HK$79,164
baseline
▲ 0.50% · 4.625%
HK$83,336
+HK$4,172/mo
Deposit HK$6.34M · loan HK$14.80M · min. income ≈ HK$158,328/mo (50% DSR)
Upfront cash ≈ HK$7.21M (deposit + AVD stamp duty HK$864,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,801
−HK$5,443/mo
▼ 0.25% · 3.875%
HK$89,500
−HK$2,744/mo
Today · 4.125%
HK$92,244
baseline
▲ 0.50% · 4.625%
HK$97,856
+HK$5,612/mo
Deposit HK$2.11M · loan HK$19.03M · min. income ≈ HK$184,488/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$864,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,565
−HK$5,217/mo
▼ 0.25% · 3.875%
HK$99,155
−HK$2,627/mo
Today · 4.125%
HK$101,782
baseline
▲ 0.50% · 4.625%
HK$107,147
+HK$5,365/mo
Deposit HK$2.11M · loan HK$19.03M · min. income ≈ HK$203,564/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$864,785 · Scale 2, in force from 26 Feb 2026)