LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,225
−HK$3,024/mo
▼ 0.25% · 3.875%
HK$49,725
−HK$1,524/mo
Today · 4.125%
HK$51,249
baseline
▲ 0.50% · 4.625%
HK$54,367
+HK$3,118/mo
Deposit HK$10.57M · loan HK$10.57M · min. income ≈ HK$102,498/mo (50% DSR)
Upfront cash ≈ HK$11.44M (deposit + AVD stamp duty HK$864,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,649
−HK$2,899/mo
▼ 0.25% · 3.875%
HK$55,088
−HK$1,460/mo
Today · 4.125%
HK$56,548
baseline
▲ 0.50% · 4.625%
HK$59,529
+HK$2,981/mo
Deposit HK$10.57M · loan HK$10.57M · min. income ≈ HK$113,096/mo (50% DSR)
Upfront cash ≈ HK$11.44M (deposit + AVD stamp duty HK$864,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,869
−HK$3,629/mo
▼ 0.25% · 3.875%
HK$59,669
−HK$1,829/mo
Today · 4.125%
HK$61,498
baseline
▲ 0.50% · 4.625%
HK$65,240
+HK$3,742/mo
Deposit HK$8.46M · loan HK$12.69M · min. income ≈ HK$122,996/mo (50% DSR)
Upfront cash ≈ HK$9.32M (deposit + AVD stamp duty HK$864,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,379
−HK$3,478/mo
▼ 0.25% · 3.875%
HK$66,106
−HK$1,751/mo
Today · 4.125%
HK$67,857
baseline
▲ 0.50% · 4.625%
HK$71,434
+HK$3,577/mo
Deposit HK$8.46M · loan HK$12.69M · min. income ≈ HK$135,714/mo (50% DSR)
Upfront cash ≈ HK$9.32M (deposit + AVD stamp duty HK$864,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,514
−HK$4,234/mo
▼ 0.25% · 3.875%
HK$69,614
−HK$2,134/mo
Today · 4.125%
HK$71,748
baseline
▲ 0.50% · 4.625%
HK$76,114
+HK$4,366/mo
Deposit HK$6.34M · loan HK$14.80M · min. income ≈ HK$143,496/mo (50% DSR)
Upfront cash ≈ HK$7.21M (deposit + AVD stamp duty HK$864,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,109
−HK$4,058/mo
▼ 0.25% · 3.875%
HK$77,123
−HK$2,044/mo
Today · 4.125%
HK$79,167
baseline
▲ 0.50% · 4.625%
HK$83,340
+HK$4,173/mo
Deposit HK$6.34M · loan HK$14.80M · min. income ≈ HK$158,334/mo (50% DSR)
Upfront cash ≈ HK$7.21M (deposit + AVD stamp duty HK$864,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,804
−HK$5,444/mo
▼ 0.25% · 3.875%
HK$89,504
−HK$2,744/mo
Today · 4.125%
HK$92,248
baseline
▲ 0.50% · 4.625%
HK$97,861
+HK$5,613/mo
Deposit HK$2.11M · loan HK$19.03M · min. income ≈ HK$184,496/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$864,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,569
−HK$5,217/mo
▼ 0.25% · 3.875%
HK$99,159
−HK$2,627/mo
Today · 4.125%
HK$101,786
baseline
▲ 0.50% · 4.625%
HK$107,151
+HK$5,365/mo
Deposit HK$2.11M · loan HK$19.03M · min. income ≈ HK$203,572/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$864,873 · Scale 2, in force from 26 Feb 2026)