LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,228
−HK$3,024/mo
▼ 0.25% · 3.875%
HK$49,728
−HK$1,524/mo
Today · 4.125%
HK$51,252
baseline
▲ 0.50% · 4.625%
HK$54,371
+HK$3,119/mo
Deposit HK$10.58M · loan HK$10.58M · min. income ≈ HK$102,504/mo (50% DSR)
Upfront cash ≈ HK$11.44M (deposit + AVD stamp duty HK$865,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,653
−HK$2,899/mo
▼ 0.25% · 3.875%
HK$55,092
−HK$1,460/mo
Today · 4.125%
HK$56,552
baseline
▲ 0.50% · 4.625%
HK$59,533
+HK$2,981/mo
Deposit HK$10.58M · loan HK$10.58M · min. income ≈ HK$113,104/mo (50% DSR)
Upfront cash ≈ HK$11.44M (deposit + AVD stamp duty HK$865,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,874
−HK$3,629/mo
▼ 0.25% · 3.875%
HK$59,674
−HK$1,829/mo
Today · 4.125%
HK$61,503
baseline
▲ 0.50% · 4.625%
HK$65,245
+HK$3,742/mo
Deposit HK$8.46M · loan HK$12.69M · min. income ≈ HK$123,006/mo (50% DSR)
Upfront cash ≈ HK$9.33M (deposit + AVD stamp duty HK$865,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,384
−HK$3,478/mo
▼ 0.25% · 3.875%
HK$66,111
−HK$1,751/mo
Today · 4.125%
HK$67,862
baseline
▲ 0.50% · 4.625%
HK$71,439
+HK$3,577/mo
Deposit HK$8.46M · loan HK$12.69M · min. income ≈ HK$135,724/mo (50% DSR)
Upfront cash ≈ HK$9.33M (deposit + AVD stamp duty HK$865,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,519
−HK$4,234/mo
▼ 0.25% · 3.875%
HK$69,619
−HK$2,134/mo
Today · 4.125%
HK$71,753
baseline
▲ 0.50% · 4.625%
HK$76,119
+HK$4,366/mo
Deposit HK$6.35M · loan HK$14.81M · min. income ≈ HK$143,506/mo (50% DSR)
Upfront cash ≈ HK$7.21M (deposit + AVD stamp duty HK$865,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,114
−HK$4,059/mo
▼ 0.25% · 3.875%
HK$77,129
−HK$2,044/mo
Today · 4.125%
HK$79,173
baseline
▲ 0.50% · 4.625%
HK$83,346
+HK$4,173/mo
Deposit HK$6.35M · loan HK$14.81M · min. income ≈ HK$158,346/mo (50% DSR)
Upfront cash ≈ HK$7.21M (deposit + AVD stamp duty HK$865,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,810
−HK$5,444/mo
▼ 0.25% · 3.875%
HK$89,511
−HK$2,743/mo
Today · 4.125%
HK$92,254
baseline
▲ 0.50% · 4.625%
HK$97,868
+HK$5,614/mo
Deposit HK$2.12M · loan HK$19.04M · min. income ≈ HK$184,508/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$865,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,576
−HK$5,217/mo
▼ 0.25% · 3.875%
HK$99,166
−HK$2,627/mo
Today · 4.125%
HK$101,793
baseline
▲ 0.50% · 4.625%
HK$107,159
+HK$5,366/mo
Deposit HK$2.12M · loan HK$19.04M · min. income ≈ HK$203,586/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$865,026 · Scale 2, in force from 26 Feb 2026)