LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,230
−HK$3,025/mo
▼ 0.25% · 3.875%
HK$49,730
−HK$1,525/mo
Today · 4.125%
HK$51,255
baseline
▲ 0.50% · 4.625%
HK$54,373
+HK$3,118/mo
Deposit HK$10.58M · loan HK$10.58M · min. income ≈ HK$102,510/mo (50% DSR)
Upfront cash ≈ HK$11.44M (deposit + AVD stamp duty HK$865,119 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,656
−HK$2,898/mo
▼ 0.25% · 3.875%
HK$55,095
−HK$1,459/mo
Today · 4.125%
HK$56,554
baseline
▲ 0.50% · 4.625%
HK$59,535
+HK$2,981/mo
Deposit HK$10.58M · loan HK$10.58M · min. income ≈ HK$113,108/mo (50% DSR)
Upfront cash ≈ HK$11.44M (deposit + AVD stamp duty HK$865,119 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,876
−HK$3,630/mo
▼ 0.25% · 3.875%
HK$59,676
−HK$1,830/mo
Today · 4.125%
HK$61,506
baseline
▲ 0.50% · 4.625%
HK$65,248
+HK$3,742/mo
Deposit HK$8.46M · loan HK$12.69M · min. income ≈ HK$123,012/mo (50% DSR)
Upfront cash ≈ HK$9.33M (deposit + AVD stamp duty HK$865,119 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,387
−HK$3,478/mo
▼ 0.25% · 3.875%
HK$66,113
−HK$1,752/mo
Today · 4.125%
HK$67,865
baseline
▲ 0.50% · 4.625%
HK$71,443
+HK$3,578/mo
Deposit HK$8.46M · loan HK$12.69M · min. income ≈ HK$135,730/mo (50% DSR)
Upfront cash ≈ HK$9.33M (deposit + AVD stamp duty HK$865,119 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,522
−HK$4,234/mo
▼ 0.25% · 3.875%
HK$69,623
−HK$2,133/mo
Today · 4.125%
HK$71,756
baseline
▲ 0.50% · 4.625%
HK$76,123
+HK$4,367/mo
Deposit HK$6.35M · loan HK$14.81M · min. income ≈ HK$143,512/mo (50% DSR)
Upfront cash ≈ HK$7.21M (deposit + AVD stamp duty HK$865,119 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,118
−HK$4,058/mo
▼ 0.25% · 3.875%
HK$77,132
−HK$2,044/mo
Today · 4.125%
HK$79,176
baseline
▲ 0.50% · 4.625%
HK$83,350
+HK$4,174/mo
Deposit HK$6.35M · loan HK$14.81M · min. income ≈ HK$158,352/mo (50% DSR)
Upfront cash ≈ HK$7.21M (deposit + AVD stamp duty HK$865,119 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,814
−HK$5,444/mo
▼ 0.25% · 3.875%
HK$89,515
−HK$2,743/mo
Today · 4.125%
HK$92,258
baseline
▲ 0.50% · 4.625%
HK$97,872
+HK$5,614/mo
Deposit HK$2.12M · loan HK$19.04M · min. income ≈ HK$184,516/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$865,119 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,580
−HK$5,218/mo
▼ 0.25% · 3.875%
HK$99,170
−HK$2,628/mo
Today · 4.125%
HK$101,798
baseline
▲ 0.50% · 4.625%
HK$107,164
+HK$5,366/mo
Deposit HK$2.12M · loan HK$19.04M · min. income ≈ HK$203,596/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$865,119 · Scale 2, in force from 26 Feb 2026)