LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,232
−HK$3,024/mo
▼ 0.25% · 3.875%
HK$49,732
−HK$1,524/mo
Today · 4.125%
HK$51,256
baseline
▲ 0.50% · 4.625%
HK$54,375
+HK$3,119/mo
Deposit HK$10.58M · loan HK$10.58M · min. income ≈ HK$102,512/mo (50% DSR)
Upfront cash ≈ HK$11.44M (deposit + AVD stamp duty HK$865,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,657
−HK$2,899/mo
▼ 0.25% · 3.875%
HK$55,096
−HK$1,460/mo
Today · 4.125%
HK$56,556
baseline
▲ 0.50% · 4.625%
HK$59,537
+HK$2,981/mo
Deposit HK$10.58M · loan HK$10.58M · min. income ≈ HK$113,112/mo (50% DSR)
Upfront cash ≈ HK$11.44M (deposit + AVD stamp duty HK$865,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,878
−HK$3,630/mo
▼ 0.25% · 3.875%
HK$59,678
−HK$1,830/mo
Today · 4.125%
HK$61,508
baseline
▲ 0.50% · 4.625%
HK$65,250
+HK$3,742/mo
Deposit HK$8.46M · loan HK$12.69M · min. income ≈ HK$123,016/mo (50% DSR)
Upfront cash ≈ HK$9.33M (deposit + AVD stamp duty HK$865,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,389
−HK$3,479/mo
▼ 0.25% · 3.875%
HK$66,116
−HK$1,752/mo
Today · 4.125%
HK$67,868
baseline
▲ 0.50% · 4.625%
HK$71,445
+HK$3,577/mo
Deposit HK$8.46M · loan HK$12.69M · min. income ≈ HK$135,736/mo (50% DSR)
Upfront cash ≈ HK$9.33M (deposit + AVD stamp duty HK$865,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,524
−HK$4,235/mo
▼ 0.25% · 3.875%
HK$69,625
−HK$2,134/mo
Today · 4.125%
HK$71,759
baseline
▲ 0.50% · 4.625%
HK$76,125
+HK$4,366/mo
Deposit HK$6.35M · loan HK$14.81M · min. income ≈ HK$143,518/mo (50% DSR)
Upfront cash ≈ HK$7.21M (deposit + AVD stamp duty HK$865,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,120
−HK$4,059/mo
▼ 0.25% · 3.875%
HK$77,135
−HK$2,044/mo
Today · 4.125%
HK$79,179
baseline
▲ 0.50% · 4.625%
HK$83,352
+HK$4,173/mo
Deposit HK$6.35M · loan HK$14.81M · min. income ≈ HK$158,358/mo (50% DSR)
Upfront cash ≈ HK$7.21M (deposit + AVD stamp duty HK$865,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,817
−HK$5,444/mo
▼ 0.25% · 3.875%
HK$89,518
−HK$2,743/mo
Today · 4.125%
HK$92,261
baseline
▲ 0.50% · 4.625%
HK$97,875
+HK$5,614/mo
Deposit HK$2.12M · loan HK$19.04M · min. income ≈ HK$184,522/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$865,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,583
−HK$5,218/mo
▼ 0.25% · 3.875%
HK$99,173
−HK$2,628/mo
Today · 4.125%
HK$101,801
baseline
▲ 0.50% · 4.625%
HK$107,167
+HK$5,366/mo
Deposit HK$2.12M · loan HK$19.04M · min. income ≈ HK$203,602/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$865,190 · Scale 2, in force from 26 Feb 2026)