LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,240
−HK$3,025/mo
▼ 0.25% · 3.875%
HK$49,740
−HK$1,525/mo
Today · 4.125%
HK$51,265
baseline
▲ 0.50% · 4.625%
HK$54,384
+HK$3,119/mo
Deposit HK$10.58M · loan HK$10.58M · min. income ≈ HK$102,530/mo (50% DSR)
Upfront cash ≈ HK$11.44M (deposit + AVD stamp duty HK$865,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,666
−HK$2,900/mo
▼ 0.25% · 3.875%
HK$55,106
−HK$1,460/mo
Today · 4.125%
HK$56,566
baseline
▲ 0.50% · 4.625%
HK$59,547
+HK$2,981/mo
Deposit HK$10.58M · loan HK$10.58M · min. income ≈ HK$113,132/mo (50% DSR)
Upfront cash ≈ HK$11.44M (deposit + AVD stamp duty HK$865,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,888
−HK$3,630/mo
▼ 0.25% · 3.875%
HK$59,688
−HK$1,830/mo
Today · 4.125%
HK$61,518
baseline
▲ 0.50% · 4.625%
HK$65,261
+HK$3,743/mo
Deposit HK$8.46M · loan HK$12.69M · min. income ≈ HK$123,036/mo (50% DSR)
Upfront cash ≈ HK$9.33M (deposit + AVD stamp duty HK$865,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,400
−HK$3,479/mo
▼ 0.25% · 3.875%
HK$66,127
−HK$1,752/mo
Today · 4.125%
HK$67,879
baseline
▲ 0.50% · 4.625%
HK$71,457
+HK$3,578/mo
Deposit HK$8.46M · loan HK$12.69M · min. income ≈ HK$135,758/mo (50% DSR)
Upfront cash ≈ HK$9.33M (deposit + AVD stamp duty HK$865,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,536
−HK$4,235/mo
▼ 0.25% · 3.875%
HK$69,636
−HK$2,135/mo
Today · 4.125%
HK$71,771
baseline
▲ 0.50% · 4.625%
HK$76,138
+HK$4,367/mo
Deposit HK$6.35M · loan HK$14.81M · min. income ≈ HK$143,542/mo (50% DSR)
Upfront cash ≈ HK$7.21M (deposit + AVD stamp duty HK$865,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,133
−HK$4,059/mo
▼ 0.25% · 3.875%
HK$77,148
−HK$2,044/mo
Today · 4.125%
HK$79,192
baseline
▲ 0.50% · 4.625%
HK$83,366
+HK$4,174/mo
Deposit HK$6.35M · loan HK$14.81M · min. income ≈ HK$158,384/mo (50% DSR)
Upfront cash ≈ HK$7.21M (deposit + AVD stamp duty HK$865,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,832
−HK$5,445/mo
▼ 0.25% · 3.875%
HK$89,533
−HK$2,744/mo
Today · 4.125%
HK$92,277
baseline
▲ 0.50% · 4.625%
HK$97,892
+HK$5,615/mo
Deposit HK$2.12M · loan HK$19.04M · min. income ≈ HK$184,554/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$865,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,599
−HK$5,219/mo
▼ 0.25% · 3.875%
HK$99,190
−HK$2,628/mo
Today · 4.125%
HK$101,818
baseline
▲ 0.50% · 4.625%
HK$107,185
+HK$5,367/mo
Deposit HK$2.12M · loan HK$19.04M · min. income ≈ HK$203,636/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$865,542 · Scale 2, in force from 26 Feb 2026)