LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,240
−HK$3,025/mo
▼ 0.25% · 3.875%
HK$49,741
−HK$1,524/mo
Today · 4.125%
HK$51,265
baseline
▲ 0.50% · 4.625%
HK$54,385
+HK$3,120/mo
Deposit HK$10.58M · loan HK$10.58M · min. income ≈ HK$102,530/mo (50% DSR)
Upfront cash ≈ HK$11.44M (deposit + AVD stamp duty HK$865,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,667
−HK$2,899/mo
▼ 0.25% · 3.875%
HK$55,106
−HK$1,460/mo
Today · 4.125%
HK$56,566
baseline
▲ 0.50% · 4.625%
HK$59,548
+HK$2,982/mo
Deposit HK$10.58M · loan HK$10.58M · min. income ≈ HK$113,132/mo (50% DSR)
Upfront cash ≈ HK$11.44M (deposit + AVD stamp duty HK$865,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,888
−HK$3,630/mo
▼ 0.25% · 3.875%
HK$59,689
−HK$1,829/mo
Today · 4.125%
HK$61,518
baseline
▲ 0.50% · 4.625%
HK$65,262
+HK$3,744/mo
Deposit HK$8.46M · loan HK$12.69M · min. income ≈ HK$123,036/mo (50% DSR)
Upfront cash ≈ HK$9.33M (deposit + AVD stamp duty HK$865,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,400
−HK$3,480/mo
▼ 0.25% · 3.875%
HK$66,127
−HK$1,753/mo
Today · 4.125%
HK$67,880
baseline
▲ 0.50% · 4.625%
HK$71,458
+HK$3,578/mo
Deposit HK$8.46M · loan HK$12.69M · min. income ≈ HK$135,760/mo (50% DSR)
Upfront cash ≈ HK$9.33M (deposit + AVD stamp duty HK$865,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,536
−HK$4,236/mo
▼ 0.25% · 3.875%
HK$69,637
−HK$2,135/mo
Today · 4.125%
HK$71,772
baseline
▲ 0.50% · 4.625%
HK$76,139
+HK$4,367/mo
Deposit HK$6.35M · loan HK$14.81M · min. income ≈ HK$143,544/mo (50% DSR)
Upfront cash ≈ HK$7.21M (deposit + AVD stamp duty HK$865,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,134
−HK$4,059/mo
▼ 0.25% · 3.875%
HK$77,149
−HK$2,044/mo
Today · 4.125%
HK$79,193
baseline
▲ 0.50% · 4.625%
HK$83,367
+HK$4,174/mo
Deposit HK$6.35M · loan HK$14.81M · min. income ≈ HK$158,386/mo (50% DSR)
Upfront cash ≈ HK$7.21M (deposit + AVD stamp duty HK$865,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,833
−HK$5,445/mo
▼ 0.25% · 3.875%
HK$89,534
−HK$2,744/mo
Today · 4.125%
HK$92,278
baseline
▲ 0.50% · 4.625%
HK$97,893
+HK$5,615/mo
Deposit HK$2.12M · loan HK$19.04M · min. income ≈ HK$184,556/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$865,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,600
−HK$5,219/mo
▼ 0.25% · 3.875%
HK$99,191
−HK$2,628/mo
Today · 4.125%
HK$101,819
baseline
▲ 0.50% · 4.625%
HK$107,186
+HK$5,367/mo
Deposit HK$2.12M · loan HK$19.04M · min. income ≈ HK$203,638/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$865,565 · Scale 2, in force from 26 Feb 2026)