LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,242
−HK$3,025/mo
▼ 0.25% · 3.875%
HK$49,742
−HK$1,525/mo
Today · 4.125%
HK$51,267
baseline
▲ 0.50% · 4.625%
HK$54,386
+HK$3,119/mo
Deposit HK$10.58M · loan HK$10.58M · min. income ≈ HK$102,534/mo (50% DSR)
Upfront cash ≈ HK$11.44M (deposit + AVD stamp duty HK$865,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,669
−HK$2,899/mo
▼ 0.25% · 3.875%
HK$55,108
−HK$1,460/mo
Today · 4.125%
HK$56,568
baseline
▲ 0.50% · 4.625%
HK$59,550
+HK$2,982/mo
Deposit HK$10.58M · loan HK$10.58M · min. income ≈ HK$113,136/mo (50% DSR)
Upfront cash ≈ HK$11.44M (deposit + AVD stamp duty HK$865,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,890
−HK$3,630/mo
▼ 0.25% · 3.875%
HK$59,691
−HK$1,829/mo
Today · 4.125%
HK$61,520
baseline
▲ 0.50% · 4.625%
HK$65,264
+HK$3,744/mo
Deposit HK$8.46M · loan HK$12.69M · min. income ≈ HK$123,040/mo (50% DSR)
Upfront cash ≈ HK$9.33M (deposit + AVD stamp duty HK$865,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,402
−HK$3,480/mo
▼ 0.25% · 3.875%
HK$66,129
−HK$1,753/mo
Today · 4.125%
HK$67,882
baseline
▲ 0.50% · 4.625%
HK$71,460
+HK$3,578/mo
Deposit HK$8.46M · loan HK$12.69M · min. income ≈ HK$135,764/mo (50% DSR)
Upfront cash ≈ HK$9.33M (deposit + AVD stamp duty HK$865,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,539
−HK$4,235/mo
▼ 0.25% · 3.875%
HK$69,639
−HK$2,135/mo
Today · 4.125%
HK$71,774
baseline
▲ 0.50% · 4.625%
HK$76,141
+HK$4,367/mo
Deposit HK$6.35M · loan HK$14.81M · min. income ≈ HK$143,548/mo (50% DSR)
Upfront cash ≈ HK$7.21M (deposit + AVD stamp duty HK$865,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,136
−HK$4,059/mo
▼ 0.25% · 3.875%
HK$77,151
−HK$2,044/mo
Today · 4.125%
HK$79,195
baseline
▲ 0.50% · 4.625%
HK$83,370
+HK$4,175/mo
Deposit HK$6.35M · loan HK$14.81M · min. income ≈ HK$158,390/mo (50% DSR)
Upfront cash ≈ HK$7.21M (deposit + AVD stamp duty HK$865,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,835
−HK$5,446/mo
▼ 0.25% · 3.875%
HK$89,536
−HK$2,745/mo
Today · 4.125%
HK$92,281
baseline
▲ 0.50% · 4.625%
HK$97,896
+HK$5,615/mo
Deposit HK$2.12M · loan HK$19.04M · min. income ≈ HK$184,562/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$865,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,603
−HK$5,220/mo
▼ 0.25% · 3.875%
HK$99,194
−HK$2,629/mo
Today · 4.125%
HK$101,823
baseline
▲ 0.50% · 4.625%
HK$107,190
+HK$5,367/mo
Deposit HK$2.12M · loan HK$19.04M · min. income ≈ HK$203,646/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$865,631 · Scale 2, in force from 26 Feb 2026)