LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,242
−HK$3,026/mo
▼ 0.25% · 3.875%
HK$49,743
−HK$1,525/mo
Today · 4.125%
HK$51,268
baseline
▲ 0.50% · 4.625%
HK$54,387
+HK$3,119/mo
Deposit HK$10.58M · loan HK$10.58M · min. income ≈ HK$102,536/mo (50% DSR)
Upfront cash ≈ HK$11.44M (deposit + AVD stamp duty HK$865,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,669
−HK$2,900/mo
▼ 0.25% · 3.875%
HK$55,109
−HK$1,460/mo
Today · 4.125%
HK$56,569
baseline
▲ 0.50% · 4.625%
HK$59,551
+HK$2,982/mo
Deposit HK$10.58M · loan HK$10.58M · min. income ≈ HK$113,138/mo (50% DSR)
Upfront cash ≈ HK$11.44M (deposit + AVD stamp duty HK$865,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,891
−HK$3,630/mo
▼ 0.25% · 3.875%
HK$59,692
−HK$1,829/mo
Today · 4.125%
HK$61,521
baseline
▲ 0.50% · 4.625%
HK$65,265
+HK$3,744/mo
Deposit HK$8.46M · loan HK$12.69M · min. income ≈ HK$123,042/mo (50% DSR)
Upfront cash ≈ HK$9.33M (deposit + AVD stamp duty HK$865,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,403
−HK$3,479/mo
▼ 0.25% · 3.875%
HK$66,130
−HK$1,752/mo
Today · 4.125%
HK$67,882
baseline
▲ 0.50% · 4.625%
HK$71,461
+HK$3,579/mo
Deposit HK$8.46M · loan HK$12.69M · min. income ≈ HK$135,764/mo (50% DSR)
Upfront cash ≈ HK$9.33M (deposit + AVD stamp duty HK$865,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,539
−HK$4,236/mo
▼ 0.25% · 3.875%
HK$69,640
−HK$2,135/mo
Today · 4.125%
HK$71,775
baseline
▲ 0.50% · 4.625%
HK$76,142
+HK$4,367/mo
Deposit HK$6.35M · loan HK$14.81M · min. income ≈ HK$143,550/mo (50% DSR)
Upfront cash ≈ HK$7.21M (deposit + AVD stamp duty HK$865,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,137
−HK$4,059/mo
▼ 0.25% · 3.875%
HK$77,152
−HK$2,044/mo
Today · 4.125%
HK$79,196
baseline
▲ 0.50% · 4.625%
HK$83,371
+HK$4,175/mo
Deposit HK$6.35M · loan HK$14.81M · min. income ≈ HK$158,392/mo (50% DSR)
Upfront cash ≈ HK$7.21M (deposit + AVD stamp duty HK$865,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,836
−HK$5,446/mo
▼ 0.25% · 3.875%
HK$89,537
−HK$2,745/mo
Today · 4.125%
HK$92,282
baseline
▲ 0.50% · 4.625%
HK$97,897
+HK$5,615/mo
Deposit HK$2.12M · loan HK$19.04M · min. income ≈ HK$184,564/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$865,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,604
−HK$5,220/mo
▼ 0.25% · 3.875%
HK$99,195
−HK$2,629/mo
Today · 4.125%
HK$101,824
baseline
▲ 0.50% · 4.625%
HK$107,191
+HK$5,367/mo
Deposit HK$2.12M · loan HK$19.04M · min. income ≈ HK$203,648/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$865,656 · Scale 2, in force from 26 Feb 2026)