LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,244
−HK$3,025/mo
▼ 0.25% · 3.875%
HK$49,744
−HK$1,525/mo
Today · 4.125%
HK$51,269
baseline
▲ 0.50% · 4.625%
HK$54,388
+HK$3,119/mo
Deposit HK$10.58M · loan HK$10.58M · min. income ≈ HK$102,538/mo (50% DSR)
Upfront cash ≈ HK$11.44M (deposit + AVD stamp duty HK$865,707 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,670
−HK$2,900/mo
▼ 0.25% · 3.875%
HK$55,110
−HK$1,460/mo
Today · 4.125%
HK$56,570
baseline
▲ 0.50% · 4.625%
HK$59,552
+HK$2,982/mo
Deposit HK$10.58M · loan HK$10.58M · min. income ≈ HK$113,140/mo (50% DSR)
Upfront cash ≈ HK$11.44M (deposit + AVD stamp duty HK$865,707 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,892
−HK$3,631/mo
▼ 0.25% · 3.875%
HK$59,693
−HK$1,830/mo
Today · 4.125%
HK$61,523
baseline
▲ 0.50% · 4.625%
HK$65,266
+HK$3,743/mo
Deposit HK$8.46M · loan HK$12.69M · min. income ≈ HK$123,046/mo (50% DSR)
Upfront cash ≈ HK$9.33M (deposit + AVD stamp duty HK$865,707 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,405
−HK$3,479/mo
▼ 0.25% · 3.875%
HK$66,132
−HK$1,752/mo
Today · 4.125%
HK$67,884
baseline
▲ 0.50% · 4.625%
HK$71,462
+HK$3,578/mo
Deposit HK$8.46M · loan HK$12.69M · min. income ≈ HK$135,768/mo (50% DSR)
Upfront cash ≈ HK$9.33M (deposit + AVD stamp duty HK$865,707 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,541
−HK$4,235/mo
▼ 0.25% · 3.875%
HK$69,642
−HK$2,134/mo
Today · 4.125%
HK$71,776
baseline
▲ 0.50% · 4.625%
HK$76,144
+HK$4,368/mo
Deposit HK$6.35M · loan HK$14.81M · min. income ≈ HK$143,552/mo (50% DSR)
Upfront cash ≈ HK$7.21M (deposit + AVD stamp duty HK$865,707 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,139
−HK$4,059/mo
▼ 0.25% · 3.875%
HK$77,154
−HK$2,044/mo
Today · 4.125%
HK$79,198
baseline
▲ 0.50% · 4.625%
HK$83,373
+HK$4,175/mo
Deposit HK$6.35M · loan HK$14.81M · min. income ≈ HK$158,396/mo (50% DSR)
Upfront cash ≈ HK$7.21M (deposit + AVD stamp duty HK$865,707 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,838
−HK$5,446/mo
▼ 0.25% · 3.875%
HK$89,540
−HK$2,744/mo
Today · 4.125%
HK$92,284
baseline
▲ 0.50% · 4.625%
HK$97,899
+HK$5,615/mo
Deposit HK$2.12M · loan HK$19.04M · min. income ≈ HK$184,568/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$865,707 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,607
−HK$5,219/mo
▼ 0.25% · 3.875%
HK$99,198
−HK$2,628/mo
Today · 4.125%
HK$101,826
baseline
▲ 0.50% · 4.625%
HK$107,194
+HK$5,368/mo
Deposit HK$2.12M · loan HK$19.04M · min. income ≈ HK$203,652/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$865,707 · Scale 2, in force from 26 Feb 2026)