LTV · monthly repayment
▼ 0.50% · 3.625%
HK$482,459
−HK$30,255/mo
▼ 0.25% · 3.875%
HK$497,466
−HK$15,248/mo
Today · 4.125%
HK$512,714
baseline
▲ 0.50% · 4.625%
HK$543,911
+HK$31,197/mo
Deposit HK$105.79M · loan HK$105.79M · min. income ≈ HK$1,025,428/mo (50% DSR)
Upfront cash ≈ HK$119.54M (deposit + AVD stamp duty HK$13,752,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$536,731
−HK$28,998/mo
▼ 0.25% · 3.875%
HK$551,126
−HK$14,603/mo
Today · 4.125%
HK$565,729
baseline
▲ 0.50% · 4.625%
HK$595,549
+HK$29,820/mo
Deposit HK$105.79M · loan HK$105.79M · min. income ≈ HK$1,131,458/mo (50% DSR)
Upfront cash ≈ HK$119.54M (deposit + AVD stamp duty HK$13,752,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$578,951
−HK$36,305/mo
▼ 0.25% · 3.875%
HK$596,960
−HK$18,296/mo
Today · 4.125%
HK$615,256
baseline
▲ 0.50% · 4.625%
HK$652,693
+HK$37,437/mo
Deposit HK$84.63M · loan HK$126.95M · min. income ≈ HK$1,230,512/mo (50% DSR)
Upfront cash ≈ HK$98.39M (deposit + AVD stamp duty HK$13,752,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$644,077
−HK$34,798/mo
▼ 0.25% · 3.875%
HK$661,351
−HK$17,524/mo
Today · 4.125%
HK$678,875
baseline
▲ 0.50% · 4.625%
HK$714,659
+HK$35,784/mo
Deposit HK$84.63M · loan HK$126.95M · min. income ≈ HK$1,357,750/mo (50% DSR)
Upfront cash ≈ HK$98.39M (deposit + AVD stamp duty HK$13,752,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$675,443
−HK$42,356/mo
▼ 0.25% · 3.875%
HK$696,453
−HK$21,346/mo
Today · 4.125%
HK$717,799
baseline
▲ 0.50% · 4.625%
HK$761,475
+HK$43,676/mo
Deposit HK$63.47M · loan HK$148.11M · min. income ≈ HK$1,435,598/mo (50% DSR)
Upfront cash ≈ HK$77.23M (deposit + AVD stamp duty HK$13,752,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$751,423
−HK$40,597/mo
▼ 0.25% · 3.875%
HK$771,576
−HK$20,444/mo
Today · 4.125%
HK$792,020
baseline
▲ 0.50% · 4.625%
HK$833,769
+HK$41,749/mo
Deposit HK$63.47M · loan HK$148.11M · min. income ≈ HK$1,584,040/mo (50% DSR)
Upfront cash ≈ HK$77.23M (deposit + AVD stamp duty HK$13,752,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$868,426
−HK$54,458/mo
▼ 0.25% · 3.875%
HK$895,439
−HK$27,445/mo
Today · 4.125%
HK$922,884
baseline
▲ 0.50% · 4.625%
HK$979,040
+HK$56,156/mo
Deposit HK$21.16M · loan HK$190.42M · min. income ≈ HK$1,845,768/mo (50% DSR)
Upfront cash ≈ HK$34.91M (deposit + AVD stamp duty HK$13,752,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$966,116
−HK$52,196/mo
▼ 0.25% · 3.875%
HK$992,026
−HK$26,286/mo
Today · 4.125%
HK$1,018,312
baseline
▲ 0.50% · 4.625%
HK$1,071,989
+HK$53,677/mo
Deposit HK$21.16M · loan HK$190.42M · min. income ≈ HK$2,036,624/mo (50% DSR)
Upfront cash ≈ HK$34.91M (deposit + AVD stamp duty HK$13,752,771 · Scale 2, in force from 26 Feb 2026)