LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,248
−HK$3,026/mo
▼ 0.25% · 3.875%
HK$49,749
−HK$1,525/mo
Today · 4.125%
HK$51,274
baseline
▲ 0.50% · 4.625%
HK$54,393
+HK$3,119/mo
Deposit HK$10.58M · loan HK$10.58M · min. income ≈ HK$102,548/mo (50% DSR)
Upfront cash ≈ HK$11.45M (deposit + AVD stamp duty HK$865,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,675
−HK$2,900/mo
▼ 0.25% · 3.875%
HK$55,115
−HK$1,460/mo
Today · 4.125%
HK$56,575
baseline
▲ 0.50% · 4.625%
HK$59,558
+HK$2,983/mo
Deposit HK$10.58M · loan HK$10.58M · min. income ≈ HK$113,150/mo (50% DSR)
Upfront cash ≈ HK$11.45M (deposit + AVD stamp duty HK$865,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,898
−HK$3,630/mo
▼ 0.25% · 3.875%
HK$59,699
−HK$1,829/mo
Today · 4.125%
HK$61,528
baseline
▲ 0.50% · 4.625%
HK$65,272
+HK$3,744/mo
Deposit HK$8.46M · loan HK$12.70M · min. income ≈ HK$123,056/mo (50% DSR)
Upfront cash ≈ HK$9.33M (deposit + AVD stamp duty HK$865,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,411
−HK$3,479/mo
▼ 0.25% · 3.875%
HK$66,138
−HK$1,752/mo
Today · 4.125%
HK$67,890
baseline
▲ 0.50% · 4.625%
HK$71,469
+HK$3,579/mo
Deposit HK$8.46M · loan HK$12.70M · min. income ≈ HK$135,780/mo (50% DSR)
Upfront cash ≈ HK$9.33M (deposit + AVD stamp duty HK$865,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,547
−HK$4,236/mo
▼ 0.25% · 3.875%
HK$69,648
−HK$2,135/mo
Today · 4.125%
HK$71,783
baseline
▲ 0.50% · 4.625%
HK$76,151
+HK$4,368/mo
Deposit HK$6.35M · loan HK$14.81M · min. income ≈ HK$143,566/mo (50% DSR)
Upfront cash ≈ HK$7.21M (deposit + AVD stamp duty HK$865,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,146
−HK$4,059/mo
▼ 0.25% · 3.875%
HK$77,161
−HK$2,044/mo
Today · 4.125%
HK$79,205
baseline
▲ 0.50% · 4.625%
HK$83,381
+HK$4,176/mo
Deposit HK$6.35M · loan HK$14.81M · min. income ≈ HK$158,410/mo (50% DSR)
Upfront cash ≈ HK$7.21M (deposit + AVD stamp duty HK$865,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,846
−HK$5,446/mo
▼ 0.25% · 3.875%
HK$89,548
−HK$2,744/mo
Today · 4.125%
HK$92,292
baseline
▲ 0.50% · 4.625%
HK$97,908
+HK$5,616/mo
Deposit HK$2.12M · loan HK$19.04M · min. income ≈ HK$184,584/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$865,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,616
−HK$5,220/mo
▼ 0.25% · 3.875%
HK$99,207
−HK$2,629/mo
Today · 4.125%
HK$101,836
baseline
▲ 0.50% · 4.625%
HK$107,204
+HK$5,368/mo
Deposit HK$2.12M · loan HK$19.04M · min. income ≈ HK$203,672/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$865,904 · Scale 2, in force from 26 Feb 2026)