LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,249
−HK$3,025/mo
▼ 0.25% · 3.875%
HK$49,749
−HK$1,525/mo
Today · 4.125%
HK$51,274
baseline
▲ 0.50% · 4.625%
HK$54,394
+HK$3,120/mo
Deposit HK$10.58M · loan HK$10.58M · min. income ≈ HK$102,548/mo (50% DSR)
Upfront cash ≈ HK$11.45M (deposit + AVD stamp duty HK$865,929 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,676
−HK$2,900/mo
▼ 0.25% · 3.875%
HK$55,116
−HK$1,460/mo
Today · 4.125%
HK$56,576
baseline
▲ 0.50% · 4.625%
HK$59,558
+HK$2,982/mo
Deposit HK$10.58M · loan HK$10.58M · min. income ≈ HK$113,152/mo (50% DSR)
Upfront cash ≈ HK$11.45M (deposit + AVD stamp duty HK$865,929 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,898
−HK$3,631/mo
▼ 0.25% · 3.875%
HK$59,699
−HK$1,830/mo
Today · 4.125%
HK$61,529
baseline
▲ 0.50% · 4.625%
HK$65,273
+HK$3,744/mo
Deposit HK$8.46M · loan HK$12.70M · min. income ≈ HK$123,058/mo (50% DSR)
Upfront cash ≈ HK$9.33M (deposit + AVD stamp duty HK$865,929 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,411
−HK$3,480/mo
▼ 0.25% · 3.875%
HK$66,139
−HK$1,752/mo
Today · 4.125%
HK$67,891
baseline
▲ 0.50% · 4.625%
HK$71,470
+HK$3,579/mo
Deposit HK$8.46M · loan HK$12.70M · min. income ≈ HK$135,782/mo (50% DSR)
Upfront cash ≈ HK$9.33M (deposit + AVD stamp duty HK$865,929 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,548
−HK$4,236/mo
▼ 0.25% · 3.875%
HK$69,649
−HK$2,135/mo
Today · 4.125%
HK$71,784
baseline
▲ 0.50% · 4.625%
HK$76,152
+HK$4,368/mo
Deposit HK$6.35M · loan HK$14.81M · min. income ≈ HK$143,568/mo (50% DSR)
Upfront cash ≈ HK$7.21M (deposit + AVD stamp duty HK$865,929 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,147
−HK$4,059/mo
▼ 0.25% · 3.875%
HK$77,162
−HK$2,044/mo
Today · 4.125%
HK$79,206
baseline
▲ 0.50% · 4.625%
HK$83,382
+HK$4,176/mo
Deposit HK$6.35M · loan HK$14.81M · min. income ≈ HK$158,412/mo (50% DSR)
Upfront cash ≈ HK$7.21M (deposit + AVD stamp duty HK$865,929 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,847
−HK$5,447/mo
▼ 0.25% · 3.875%
HK$89,549
−HK$2,745/mo
Today · 4.125%
HK$92,294
baseline
▲ 0.50% · 4.625%
HK$97,909
+HK$5,615/mo
Deposit HK$2.12M · loan HK$19.04M · min. income ≈ HK$184,588/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$865,929 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,617
−HK$5,220/mo
▼ 0.25% · 3.875%
HK$99,208
−HK$2,629/mo
Today · 4.125%
HK$101,837
baseline
▲ 0.50% · 4.625%
HK$107,205
+HK$5,368/mo
Deposit HK$2.12M · loan HK$19.04M · min. income ≈ HK$203,674/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$865,929 · Scale 2, in force from 26 Feb 2026)