LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,256
−HK$3,026/mo
▼ 0.25% · 3.875%
HK$49,757
−HK$1,525/mo
Today · 4.125%
HK$51,282
baseline
▲ 0.50% · 4.625%
HK$54,402
+HK$3,120/mo
Deposit HK$10.58M · loan HK$10.58M · min. income ≈ HK$102,564/mo (50% DSR)
Upfront cash ≈ HK$11.45M (deposit + AVD stamp duty HK$866,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,684
−HK$2,900/mo
▼ 0.25% · 3.875%
HK$55,124
−HK$1,460/mo
Today · 4.125%
HK$56,584
baseline
▲ 0.50% · 4.625%
HK$59,567
+HK$2,983/mo
Deposit HK$10.58M · loan HK$10.58M · min. income ≈ HK$113,168/mo (50% DSR)
Upfront cash ≈ HK$11.45M (deposit + AVD stamp duty HK$866,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,907
−HK$3,631/mo
▼ 0.25% · 3.875%
HK$59,708
−HK$1,830/mo
Today · 4.125%
HK$61,538
baseline
▲ 0.50% · 4.625%
HK$65,282
+HK$3,744/mo
Deposit HK$8.46M · loan HK$12.70M · min. income ≈ HK$123,076/mo (50% DSR)
Upfront cash ≈ HK$9.33M (deposit + AVD stamp duty HK$866,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,421
−HK$3,480/mo
▼ 0.25% · 3.875%
HK$66,148
−HK$1,753/mo
Today · 4.125%
HK$67,901
baseline
▲ 0.50% · 4.625%
HK$71,480
+HK$3,579/mo
Deposit HK$8.46M · loan HK$12.70M · min. income ≈ HK$135,802/mo (50% DSR)
Upfront cash ≈ HK$9.33M (deposit + AVD stamp duty HK$866,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,558
−HK$4,236/mo
▼ 0.25% · 3.875%
HK$69,659
−HK$2,135/mo
Today · 4.125%
HK$71,794
baseline
▲ 0.50% · 4.625%
HK$76,163
+HK$4,369/mo
Deposit HK$6.35M · loan HK$14.81M · min. income ≈ HK$143,588/mo (50% DSR)
Upfront cash ≈ HK$7.21M (deposit + AVD stamp duty HK$866,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,157
−HK$4,061/mo
▼ 0.25% · 3.875%
HK$77,173
−HK$2,045/mo
Today · 4.125%
HK$79,218
baseline
▲ 0.50% · 4.625%
HK$83,394
+HK$4,176/mo
Deposit HK$6.35M · loan HK$14.81M · min. income ≈ HK$158,436/mo (50% DSR)
Upfront cash ≈ HK$7.21M (deposit + AVD stamp duty HK$866,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,860
−HK$5,447/mo
▼ 0.25% · 3.875%
HK$89,562
−HK$2,745/mo
Today · 4.125%
HK$92,307
baseline
▲ 0.50% · 4.625%
HK$97,924
+HK$5,617/mo
Deposit HK$2.12M · loan HK$19.05M · min. income ≈ HK$184,614/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$866,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,631
−HK$5,221/mo
▼ 0.25% · 3.875%
HK$99,223
−HK$2,629/mo
Today · 4.125%
HK$101,852
baseline
▲ 0.50% · 4.625%
HK$107,220
+HK$5,368/mo
Deposit HK$2.12M · loan HK$19.05M · min. income ≈ HK$203,704/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$866,238 · Scale 2, in force from 26 Feb 2026)