LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,256
−HK$3,027/mo
▼ 0.25% · 3.875%
HK$49,757
−HK$1,526/mo
Today · 4.125%
HK$51,283
baseline
▲ 0.50% · 4.625%
HK$54,403
+HK$3,120/mo
Deposit HK$10.58M · loan HK$10.58M · min. income ≈ HK$102,566/mo (50% DSR)
Upfront cash ≈ HK$11.45M (deposit + AVD stamp duty HK$866,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,685
−HK$2,900/mo
▼ 0.25% · 3.875%
HK$55,125
−HK$1,460/mo
Today · 4.125%
HK$56,585
baseline
▲ 0.50% · 4.625%
HK$59,568
+HK$2,983/mo
Deposit HK$10.58M · loan HK$10.58M · min. income ≈ HK$113,170/mo (50% DSR)
Upfront cash ≈ HK$11.45M (deposit + AVD stamp duty HK$866,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,908
−HK$3,631/mo
▼ 0.25% · 3.875%
HK$59,709
−HK$1,830/mo
Today · 4.125%
HK$61,539
baseline
▲ 0.50% · 4.625%
HK$65,284
+HK$3,745/mo
Deposit HK$8.47M · loan HK$12.70M · min. income ≈ HK$123,078/mo (50% DSR)
Upfront cash ≈ HK$9.33M (deposit + AVD stamp duty HK$866,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,422
−HK$3,480/mo
▼ 0.25% · 3.875%
HK$66,150
−HK$1,752/mo
Today · 4.125%
HK$67,902
baseline
▲ 0.50% · 4.625%
HK$71,482
+HK$3,580/mo
Deposit HK$8.47M · loan HK$12.70M · min. income ≈ HK$135,804/mo (50% DSR)
Upfront cash ≈ HK$9.33M (deposit + AVD stamp duty HK$866,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,559
−HK$4,237/mo
▼ 0.25% · 3.875%
HK$69,660
−HK$2,136/mo
Today · 4.125%
HK$71,796
baseline
▲ 0.50% · 4.625%
HK$76,164
+HK$4,368/mo
Deposit HK$6.35M · loan HK$14.81M · min. income ≈ HK$143,592/mo (50% DSR)
Upfront cash ≈ HK$7.22M (deposit + AVD stamp duty HK$866,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,159
−HK$4,060/mo
▼ 0.25% · 3.875%
HK$77,174
−HK$2,045/mo
Today · 4.125%
HK$79,219
baseline
▲ 0.50% · 4.625%
HK$83,395
+HK$4,176/mo
Deposit HK$6.35M · loan HK$14.81M · min. income ≈ HK$158,438/mo (50% DSR)
Upfront cash ≈ HK$7.22M (deposit + AVD stamp duty HK$866,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,862
−HK$5,447/mo
▼ 0.25% · 3.875%
HK$89,563
−HK$2,746/mo
Today · 4.125%
HK$92,309
baseline
▲ 0.50% · 4.625%
HK$97,925
+HK$5,616/mo
Deposit HK$2.12M · loan HK$19.05M · min. income ≈ HK$184,618/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$866,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,633
−HK$5,220/mo
▼ 0.25% · 3.875%
HK$99,224
−HK$2,629/mo
Today · 4.125%
HK$101,853
baseline
▲ 0.50% · 4.625%
HK$107,222
+HK$5,369/mo
Deposit HK$2.12M · loan HK$19.05M · min. income ≈ HK$203,706/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$866,273 · Scale 2, in force from 26 Feb 2026)