LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,258
−HK$3,027/mo
▼ 0.25% · 3.875%
HK$49,759
−HK$1,526/mo
Today · 4.125%
HK$51,285
baseline
▲ 0.50% · 4.625%
HK$54,405
+HK$3,120/mo
Deposit HK$10.58M · loan HK$10.58M · min. income ≈ HK$102,570/mo (50% DSR)
Upfront cash ≈ HK$11.45M (deposit + AVD stamp duty HK$866,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,687
−HK$2,900/mo
▼ 0.25% · 3.875%
HK$55,127
−HK$1,460/mo
Today · 4.125%
HK$56,587
baseline
▲ 0.50% · 4.625%
HK$59,570
+HK$2,983/mo
Deposit HK$10.58M · loan HK$10.58M · min. income ≈ HK$113,174/mo (50% DSR)
Upfront cash ≈ HK$11.45M (deposit + AVD stamp duty HK$866,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,910
−HK$3,632/mo
▼ 0.25% · 3.875%
HK$59,711
−HK$1,831/mo
Today · 4.125%
HK$61,542
baseline
▲ 0.50% · 4.625%
HK$65,286
+HK$3,744/mo
Deposit HK$8.47M · loan HK$12.70M · min. income ≈ HK$123,084/mo (50% DSR)
Upfront cash ≈ HK$9.33M (deposit + AVD stamp duty HK$866,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,424
−HK$3,481/mo
▼ 0.25% · 3.875%
HK$66,152
−HK$1,753/mo
Today · 4.125%
HK$67,905
baseline
▲ 0.50% · 4.625%
HK$71,484
+HK$3,579/mo
Deposit HK$8.47M · loan HK$12.70M · min. income ≈ HK$135,810/mo (50% DSR)
Upfront cash ≈ HK$9.33M (deposit + AVD stamp duty HK$866,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,562
−HK$4,236/mo
▼ 0.25% · 3.875%
HK$69,663
−HK$2,135/mo
Today · 4.125%
HK$71,798
baseline
▲ 0.50% · 4.625%
HK$76,167
+HK$4,369/mo
Deposit HK$6.35M · loan HK$14.81M · min. income ≈ HK$143,596/mo (50% DSR)
Upfront cash ≈ HK$7.22M (deposit + AVD stamp duty HK$866,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,162
−HK$4,060/mo
▼ 0.25% · 3.875%
HK$77,178
−HK$2,044/mo
Today · 4.125%
HK$79,222
baseline
▲ 0.50% · 4.625%
HK$83,398
+HK$4,176/mo
Deposit HK$6.35M · loan HK$14.81M · min. income ≈ HK$158,444/mo (50% DSR)
Upfront cash ≈ HK$7.22M (deposit + AVD stamp duty HK$866,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,865
−HK$5,447/mo
▼ 0.25% · 3.875%
HK$89,567
−HK$2,745/mo
Today · 4.125%
HK$92,312
baseline
▲ 0.50% · 4.625%
HK$97,929
+HK$5,617/mo
Deposit HK$2.12M · loan HK$19.05M · min. income ≈ HK$184,624/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$866,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,637
−HK$5,220/mo
▼ 0.25% · 3.875%
HK$99,228
−HK$2,629/mo
Today · 4.125%
HK$101,857
baseline
▲ 0.50% · 4.625%
HK$107,227
+HK$5,370/mo
Deposit HK$2.12M · loan HK$19.05M · min. income ≈ HK$203,714/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$866,358 · Scale 2, in force from 26 Feb 2026)