LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,259
−HK$3,026/mo
▼ 0.25% · 3.875%
HK$49,760
−HK$1,525/mo
Today · 4.125%
HK$51,285
baseline
▲ 0.50% · 4.625%
HK$54,405
+HK$3,120/mo
Deposit HK$10.58M · loan HK$10.58M · min. income ≈ HK$102,570/mo (50% DSR)
Upfront cash ≈ HK$11.45M (deposit + AVD stamp duty HK$866,369 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,687
−HK$2,901/mo
▼ 0.25% · 3.875%
HK$55,127
−HK$1,461/mo
Today · 4.125%
HK$56,588
baseline
▲ 0.50% · 4.625%
HK$59,571
+HK$2,983/mo
Deposit HK$10.58M · loan HK$10.58M · min. income ≈ HK$113,176/mo (50% DSR)
Upfront cash ≈ HK$11.45M (deposit + AVD stamp duty HK$866,369 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,910
−HK$3,632/mo
▼ 0.25% · 3.875%
HK$59,712
−HK$1,830/mo
Today · 4.125%
HK$61,542
baseline
▲ 0.50% · 4.625%
HK$65,287
+HK$3,745/mo
Deposit HK$8.47M · loan HK$12.70M · min. income ≈ HK$123,084/mo (50% DSR)
Upfront cash ≈ HK$9.33M (deposit + AVD stamp duty HK$866,369 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,425
−HK$3,480/mo
▼ 0.25% · 3.875%
HK$66,153
−HK$1,752/mo
Today · 4.125%
HK$67,905
baseline
▲ 0.50% · 4.625%
HK$71,485
+HK$3,580/mo
Deposit HK$8.47M · loan HK$12.70M · min. income ≈ HK$135,810/mo (50% DSR)
Upfront cash ≈ HK$9.33M (deposit + AVD stamp duty HK$866,369 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,562
−HK$4,237/mo
▼ 0.25% · 3.875%
HK$69,664
−HK$2,135/mo
Today · 4.125%
HK$71,799
baseline
▲ 0.50% · 4.625%
HK$76,168
+HK$4,369/mo
Deposit HK$6.35M · loan HK$14.81M · min. income ≈ HK$143,598/mo (50% DSR)
Upfront cash ≈ HK$7.22M (deposit + AVD stamp duty HK$866,369 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,162
−HK$4,061/mo
▼ 0.25% · 3.875%
HK$77,178
−HK$2,045/mo
Today · 4.125%
HK$79,223
baseline
▲ 0.50% · 4.625%
HK$83,399
+HK$4,176/mo
Deposit HK$6.35M · loan HK$14.81M · min. income ≈ HK$158,446/mo (50% DSR)
Upfront cash ≈ HK$7.22M (deposit + AVD stamp duty HK$866,369 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,866
−HK$5,447/mo
▼ 0.25% · 3.875%
HK$89,568
−HK$2,745/mo
Today · 4.125%
HK$92,313
baseline
▲ 0.50% · 4.625%
HK$97,930
+HK$5,617/mo
Deposit HK$2.12M · loan HK$19.05M · min. income ≈ HK$184,626/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$866,369 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,637
−HK$5,221/mo
▼ 0.25% · 3.875%
HK$99,229
−HK$2,629/mo
Today · 4.125%
HK$101,858
baseline
▲ 0.50% · 4.625%
HK$107,227
+HK$5,369/mo
Deposit HK$2.12M · loan HK$19.05M · min. income ≈ HK$203,716/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$866,369 · Scale 2, in force from 26 Feb 2026)