LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,262
−HK$3,026/mo
▼ 0.25% · 3.875%
HK$49,763
−HK$1,525/mo
Today · 4.125%
HK$51,288
baseline
▲ 0.50% · 4.625%
HK$54,409
+HK$3,121/mo
Deposit HK$10.58M · loan HK$10.58M · min. income ≈ HK$102,576/mo (50% DSR)
Upfront cash ≈ HK$11.45M (deposit + AVD stamp duty HK$866,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,691
−HK$2,901/mo
▼ 0.25% · 3.875%
HK$55,131
−HK$1,461/mo
Today · 4.125%
HK$56,592
baseline
▲ 0.50% · 4.625%
HK$59,575
+HK$2,983/mo
Deposit HK$10.58M · loan HK$10.58M · min. income ≈ HK$113,184/mo (50% DSR)
Upfront cash ≈ HK$11.45M (deposit + AVD stamp duty HK$866,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,914
−HK$3,632/mo
▼ 0.25% · 3.875%
HK$59,716
−HK$1,830/mo
Today · 4.125%
HK$61,546
baseline
▲ 0.50% · 4.625%
HK$65,291
+HK$3,745/mo
Deposit HK$8.47M · loan HK$12.70M · min. income ≈ HK$123,092/mo (50% DSR)
Upfront cash ≈ HK$9.33M (deposit + AVD stamp duty HK$866,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,429
−HK$3,481/mo
▼ 0.25% · 3.875%
HK$66,157
−HK$1,753/mo
Today · 4.125%
HK$67,910
baseline
▲ 0.50% · 4.625%
HK$71,490
+HK$3,580/mo
Deposit HK$8.47M · loan HK$12.70M · min. income ≈ HK$135,820/mo (50% DSR)
Upfront cash ≈ HK$9.33M (deposit + AVD stamp duty HK$866,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,567
−HK$4,237/mo
▼ 0.25% · 3.875%
HK$69,669
−HK$2,135/mo
Today · 4.125%
HK$71,804
baseline
▲ 0.50% · 4.625%
HK$76,173
+HK$4,369/mo
Deposit HK$6.35M · loan HK$14.82M · min. income ≈ HK$143,608/mo (50% DSR)
Upfront cash ≈ HK$7.22M (deposit + AVD stamp duty HK$866,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,167
−HK$4,061/mo
▼ 0.25% · 3.875%
HK$77,183
−HK$2,045/mo
Today · 4.125%
HK$79,228
baseline
▲ 0.50% · 4.625%
HK$83,405
+HK$4,177/mo
Deposit HK$6.35M · loan HK$14.82M · min. income ≈ HK$158,456/mo (50% DSR)
Upfront cash ≈ HK$7.22M (deposit + AVD stamp duty HK$866,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,872
−HK$5,447/mo
▼ 0.25% · 3.875%
HK$89,574
−HK$2,745/mo
Today · 4.125%
HK$92,319
baseline
▲ 0.50% · 4.625%
HK$97,937
+HK$5,618/mo
Deposit HK$2.12M · loan HK$19.05M · min. income ≈ HK$184,638/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$866,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,644
−HK$5,221/mo
▼ 0.25% · 3.875%
HK$99,236
−HK$2,629/mo
Today · 4.125%
HK$101,865
baseline
▲ 0.50% · 4.625%
HK$107,235
+HK$5,370/mo
Deposit HK$2.12M · loan HK$19.05M · min. income ≈ HK$203,730/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$866,517 · Scale 2, in force from 26 Feb 2026)