LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,265
−HK$3,027/mo
▼ 0.25% · 3.875%
HK$49,766
−HK$1,526/mo
Today · 4.125%
HK$51,292
baseline
▲ 0.50% · 4.625%
HK$54,413
+HK$3,121/mo
Deposit HK$10.58M · loan HK$10.58M · min. income ≈ HK$102,584/mo (50% DSR)
Upfront cash ≈ HK$11.45M (deposit + AVD stamp duty HK$866,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,694
−HK$2,901/mo
▼ 0.25% · 3.875%
HK$55,134
−HK$1,461/mo
Today · 4.125%
HK$56,595
baseline
▲ 0.50% · 4.625%
HK$59,579
+HK$2,984/mo
Deposit HK$10.58M · loan HK$10.58M · min. income ≈ HK$113,190/mo (50% DSR)
Upfront cash ≈ HK$11.45M (deposit + AVD stamp duty HK$866,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,918
−HK$3,632/mo
▼ 0.25% · 3.875%
HK$59,720
−HK$1,830/mo
Today · 4.125%
HK$61,550
baseline
▲ 0.50% · 4.625%
HK$65,295
+HK$3,745/mo
Deposit HK$8.47M · loan HK$12.70M · min. income ≈ HK$123,100/mo (50% DSR)
Upfront cash ≈ HK$9.33M (deposit + AVD stamp duty HK$866,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,433
−HK$3,481/mo
▼ 0.25% · 3.875%
HK$66,161
−HK$1,753/mo
Today · 4.125%
HK$67,914
baseline
▲ 0.50% · 4.625%
HK$71,494
+HK$3,580/mo
Deposit HK$8.47M · loan HK$12.70M · min. income ≈ HK$135,828/mo (50% DSR)
Upfront cash ≈ HK$9.33M (deposit + AVD stamp duty HK$866,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,571
−HK$4,237/mo
▼ 0.25% · 3.875%
HK$69,673
−HK$2,135/mo
Today · 4.125%
HK$71,808
baseline
▲ 0.50% · 4.625%
HK$76,178
+HK$4,370/mo
Deposit HK$6.35M · loan HK$14.82M · min. income ≈ HK$143,616/mo (50% DSR)
Upfront cash ≈ HK$7.22M (deposit + AVD stamp duty HK$866,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,172
−HK$4,062/mo
▼ 0.25% · 3.875%
HK$77,188
−HK$2,046/mo
Today · 4.125%
HK$79,234
baseline
▲ 0.50% · 4.625%
HK$83,410
+HK$4,176/mo
Deposit HK$6.35M · loan HK$14.82M · min. income ≈ HK$158,468/mo (50% DSR)
Upfront cash ≈ HK$7.22M (deposit + AVD stamp duty HK$866,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,877
−HK$5,448/mo
▼ 0.25% · 3.875%
HK$89,580
−HK$2,745/mo
Today · 4.125%
HK$92,325
baseline
▲ 0.50% · 4.625%
HK$97,943
+HK$5,618/mo
Deposit HK$2.12M · loan HK$19.05M · min. income ≈ HK$184,650/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$866,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,650
−HK$5,222/mo
▼ 0.25% · 3.875%
HK$99,242
−HK$2,630/mo
Today · 4.125%
HK$101,872
baseline
▲ 0.50% · 4.625%
HK$107,241
+HK$5,369/mo
Deposit HK$2.12M · loan HK$19.05M · min. income ≈ HK$203,744/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$866,653 · Scale 2, in force from 26 Feb 2026)