LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,267
−HK$3,027/mo
▼ 0.25% · 3.875%
HK$49,769
−HK$1,525/mo
Today · 4.125%
HK$51,294
baseline
▲ 0.50% · 4.625%
HK$54,415
+HK$3,121/mo
Deposit HK$10.58M · loan HK$10.58M · min. income ≈ HK$102,588/mo (50% DSR)
Upfront cash ≈ HK$11.45M (deposit + AVD stamp duty HK$866,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,697
−HK$2,901/mo
▼ 0.25% · 3.875%
HK$55,137
−HK$1,461/mo
Today · 4.125%
HK$56,598
baseline
▲ 0.50% · 4.625%
HK$59,581
+HK$2,983/mo
Deposit HK$10.58M · loan HK$10.58M · min. income ≈ HK$113,196/mo (50% DSR)
Upfront cash ≈ HK$11.45M (deposit + AVD stamp duty HK$866,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,921
−HK$3,632/mo
▼ 0.25% · 3.875%
HK$59,722
−HK$1,831/mo
Today · 4.125%
HK$61,553
baseline
▲ 0.50% · 4.625%
HK$65,298
+HK$3,745/mo
Deposit HK$8.47M · loan HK$12.70M · min. income ≈ HK$123,106/mo (50% DSR)
Upfront cash ≈ HK$9.33M (deposit + AVD stamp duty HK$866,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,436
−HK$3,481/mo
▼ 0.25% · 3.875%
HK$66,164
−HK$1,753/mo
Today · 4.125%
HK$67,917
baseline
▲ 0.50% · 4.625%
HK$71,497
+HK$3,580/mo
Deposit HK$8.47M · loan HK$12.70M · min. income ≈ HK$135,834/mo (50% DSR)
Upfront cash ≈ HK$9.33M (deposit + AVD stamp duty HK$866,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,574
−HK$4,237/mo
▼ 0.25% · 3.875%
HK$69,676
−HK$2,135/mo
Today · 4.125%
HK$71,811
baseline
▲ 0.50% · 4.625%
HK$76,181
+HK$4,370/mo
Deposit HK$6.35M · loan HK$14.82M · min. income ≈ HK$143,622/mo (50% DSR)
Upfront cash ≈ HK$7.22M (deposit + AVD stamp duty HK$866,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,175
−HK$4,062/mo
▼ 0.25% · 3.875%
HK$77,192
−HK$2,045/mo
Today · 4.125%
HK$79,237
baseline
▲ 0.50% · 4.625%
HK$83,414
+HK$4,177/mo
Deposit HK$6.35M · loan HK$14.82M · min. income ≈ HK$158,474/mo (50% DSR)
Upfront cash ≈ HK$7.22M (deposit + AVD stamp duty HK$866,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,881
−HK$5,448/mo
▼ 0.25% · 3.875%
HK$89,583
−HK$2,746/mo
Today · 4.125%
HK$92,329
baseline
▲ 0.50% · 4.625%
HK$97,947
+HK$5,618/mo
Deposit HK$2.12M · loan HK$19.05M · min. income ≈ HK$184,658/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$866,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,654
−HK$5,222/mo
▼ 0.25% · 3.875%
HK$99,246
−HK$2,630/mo
Today · 4.125%
HK$101,876
baseline
▲ 0.50% · 4.625%
HK$107,246
+HK$5,370/mo
Deposit HK$2.12M · loan HK$19.05M · min. income ≈ HK$203,752/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$866,741 · Scale 2, in force from 26 Feb 2026)