LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,268
−HK$3,027/mo
▼ 0.25% · 3.875%
HK$49,769
−HK$1,526/mo
Today · 4.125%
HK$51,295
baseline
▲ 0.50% · 4.625%
HK$54,416
+HK$3,121/mo
Deposit HK$10.58M · loan HK$10.58M · min. income ≈ HK$102,590/mo (50% DSR)
Upfront cash ≈ HK$11.45M (deposit + AVD stamp duty HK$866,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,698
−HK$2,901/mo
▼ 0.25% · 3.875%
HK$55,138
−HK$1,461/mo
Today · 4.125%
HK$56,599
baseline
▲ 0.50% · 4.625%
HK$59,582
+HK$2,983/mo
Deposit HK$10.58M · loan HK$10.58M · min. income ≈ HK$113,198/mo (50% DSR)
Upfront cash ≈ HK$11.45M (deposit + AVD stamp duty HK$866,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,921
−HK$3,633/mo
▼ 0.25% · 3.875%
HK$59,723
−HK$1,831/mo
Today · 4.125%
HK$61,554
baseline
▲ 0.50% · 4.625%
HK$65,299
+HK$3,745/mo
Deposit HK$8.47M · loan HK$12.70M · min. income ≈ HK$123,108/mo (50% DSR)
Upfront cash ≈ HK$9.33M (deposit + AVD stamp duty HK$866,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,437
−HK$3,481/mo
▼ 0.25% · 3.875%
HK$66,165
−HK$1,753/mo
Today · 4.125%
HK$67,918
baseline
▲ 0.50% · 4.625%
HK$71,498
+HK$3,580/mo
Deposit HK$8.47M · loan HK$12.70M · min. income ≈ HK$135,836/mo (50% DSR)
Upfront cash ≈ HK$9.33M (deposit + AVD stamp duty HK$866,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,575
−HK$4,238/mo
▼ 0.25% · 3.875%
HK$69,677
−HK$2,136/mo
Today · 4.125%
HK$71,813
baseline
▲ 0.50% · 4.625%
HK$76,182
+HK$4,369/mo
Deposit HK$6.35M · loan HK$14.82M · min. income ≈ HK$143,626/mo (50% DSR)
Upfront cash ≈ HK$7.22M (deposit + AVD stamp duty HK$866,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,177
−HK$4,061/mo
▼ 0.25% · 3.875%
HK$77,193
−HK$2,045/mo
Today · 4.125%
HK$79,238
baseline
▲ 0.50% · 4.625%
HK$83,415
+HK$4,177/mo
Deposit HK$6.35M · loan HK$14.82M · min. income ≈ HK$158,476/mo (50% DSR)
Upfront cash ≈ HK$7.22M (deposit + AVD stamp duty HK$866,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,882
−HK$5,448/mo
▼ 0.25% · 3.875%
HK$89,585
−HK$2,745/mo
Today · 4.125%
HK$92,330
baseline
▲ 0.50% · 4.625%
HK$97,949
+HK$5,619/mo
Deposit HK$2.12M · loan HK$19.05M · min. income ≈ HK$184,660/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$866,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,656
−HK$5,222/mo
▼ 0.25% · 3.875%
HK$99,248
−HK$2,630/mo
Today · 4.125%
HK$101,878
baseline
▲ 0.50% · 4.625%
HK$107,248
+HK$5,370/mo
Deposit HK$2.12M · loan HK$19.05M · min. income ≈ HK$203,756/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$866,774 · Scale 2, in force from 26 Feb 2026)