LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,269
−HK$3,026/mo
▼ 0.25% · 3.875%
HK$49,770
−HK$1,525/mo
Today · 4.125%
HK$51,295
baseline
▲ 0.50% · 4.625%
HK$54,417
+HK$3,122/mo
Deposit HK$10.58M · loan HK$10.58M · min. income ≈ HK$102,590/mo (50% DSR)
Upfront cash ≈ HK$11.45M (deposit + AVD stamp duty HK$866,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,698
−HK$2,901/mo
▼ 0.25% · 3.875%
HK$55,138
−HK$1,461/mo
Today · 4.125%
HK$56,599
baseline
▲ 0.50% · 4.625%
HK$59,583
+HK$2,984/mo
Deposit HK$10.58M · loan HK$10.58M · min. income ≈ HK$113,198/mo (50% DSR)
Upfront cash ≈ HK$11.45M (deposit + AVD stamp duty HK$866,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,922
−HK$3,632/mo
▼ 0.25% · 3.875%
HK$59,724
−HK$1,830/mo
Today · 4.125%
HK$61,554
baseline
▲ 0.50% · 4.625%
HK$65,300
+HK$3,746/mo
Deposit HK$8.47M · loan HK$12.70M · min. income ≈ HK$123,108/mo (50% DSR)
Upfront cash ≈ HK$9.33M (deposit + AVD stamp duty HK$866,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,438
−HK$3,481/mo
▼ 0.25% · 3.875%
HK$66,166
−HK$1,753/mo
Today · 4.125%
HK$67,919
baseline
▲ 0.50% · 4.625%
HK$71,499
+HK$3,580/mo
Deposit HK$8.47M · loan HK$12.70M · min. income ≈ HK$135,838/mo (50% DSR)
Upfront cash ≈ HK$9.33M (deposit + AVD stamp duty HK$866,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,576
−HK$4,238/mo
▼ 0.25% · 3.875%
HK$69,678
−HK$2,136/mo
Today · 4.125%
HK$71,814
baseline
▲ 0.50% · 4.625%
HK$76,183
+HK$4,369/mo
Deposit HK$6.35M · loan HK$14.82M · min. income ≈ HK$143,628/mo (50% DSR)
Upfront cash ≈ HK$7.22M (deposit + AVD stamp duty HK$866,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,178
−HK$4,061/mo
▼ 0.25% · 3.875%
HK$77,194
−HK$2,045/mo
Today · 4.125%
HK$79,239
baseline
▲ 0.50% · 4.625%
HK$83,416
+HK$4,177/mo
Deposit HK$6.35M · loan HK$14.82M · min. income ≈ HK$158,478/mo (50% DSR)
Upfront cash ≈ HK$7.22M (deposit + AVD stamp duty HK$866,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,883
−HK$5,449/mo
▼ 0.25% · 3.875%
HK$89,586
−HK$2,746/mo
Today · 4.125%
HK$92,332
baseline
▲ 0.50% · 4.625%
HK$97,950
+HK$5,618/mo
Deposit HK$2.12M · loan HK$19.05M · min. income ≈ HK$184,664/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$866,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,657
−HK$5,222/mo
▼ 0.25% · 3.875%
HK$99,249
−HK$2,630/mo
Today · 4.125%
HK$101,879
baseline
▲ 0.50% · 4.625%
HK$107,249
+HK$5,370/mo
Deposit HK$2.12M · loan HK$19.05M · min. income ≈ HK$203,758/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$866,804 · Scale 2, in force from 26 Feb 2026)