LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,270
−HK$3,027/mo
▼ 0.25% · 3.875%
HK$49,771
−HK$1,526/mo
Today · 4.125%
HK$51,297
baseline
▲ 0.50% · 4.625%
HK$54,418
+HK$3,121/mo
Deposit HK$10.58M · loan HK$10.58M · min. income ≈ HK$102,594/mo (50% DSR)
Upfront cash ≈ HK$11.45M (deposit + AVD stamp duty HK$866,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,700
−HK$2,901/mo
▼ 0.25% · 3.875%
HK$55,140
−HK$1,461/mo
Today · 4.125%
HK$56,601
baseline
▲ 0.50% · 4.625%
HK$59,585
+HK$2,984/mo
Deposit HK$10.58M · loan HK$10.58M · min. income ≈ HK$113,202/mo (50% DSR)
Upfront cash ≈ HK$11.45M (deposit + AVD stamp duty HK$866,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,924
−HK$3,632/mo
▼ 0.25% · 3.875%
HK$59,726
−HK$1,830/mo
Today · 4.125%
HK$61,556
baseline
▲ 0.50% · 4.625%
HK$65,302
+HK$3,746/mo
Deposit HK$8.47M · loan HK$12.70M · min. income ≈ HK$123,112/mo (50% DSR)
Upfront cash ≈ HK$9.33M (deposit + AVD stamp duty HK$866,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,440
−HK$3,481/mo
▼ 0.25% · 3.875%
HK$66,168
−HK$1,753/mo
Today · 4.125%
HK$67,921
baseline
▲ 0.50% · 4.625%
HK$71,502
+HK$3,581/mo
Deposit HK$8.47M · loan HK$12.70M · min. income ≈ HK$135,842/mo (50% DSR)
Upfront cash ≈ HK$9.33M (deposit + AVD stamp duty HK$866,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,578
−HK$4,238/mo
▼ 0.25% · 3.875%
HK$69,680
−HK$2,136/mo
Today · 4.125%
HK$71,816
baseline
▲ 0.50% · 4.625%
HK$76,185
+HK$4,369/mo
Deposit HK$6.35M · loan HK$14.82M · min. income ≈ HK$143,632/mo (50% DSR)
Upfront cash ≈ HK$7.22M (deposit + AVD stamp duty HK$866,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,180
−HK$4,062/mo
▼ 0.25% · 3.875%
HK$77,196
−HK$2,046/mo
Today · 4.125%
HK$79,242
baseline
▲ 0.50% · 4.625%
HK$83,418
+HK$4,176/mo
Deposit HK$6.35M · loan HK$14.82M · min. income ≈ HK$158,484/mo (50% DSR)
Upfront cash ≈ HK$7.22M (deposit + AVD stamp duty HK$866,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,886
−HK$5,448/mo
▼ 0.25% · 3.875%
HK$89,589
−HK$2,745/mo
Today · 4.125%
HK$92,334
baseline
▲ 0.50% · 4.625%
HK$97,953
+HK$5,619/mo
Deposit HK$2.12M · loan HK$19.05M · min. income ≈ HK$184,668/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$866,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,660
−HK$5,222/mo
▼ 0.25% · 3.875%
HK$99,252
−HK$2,630/mo
Today · 4.125%
HK$101,882
baseline
▲ 0.50% · 4.625%
HK$107,252
+HK$5,370/mo
Deposit HK$2.12M · loan HK$19.05M · min. income ≈ HK$203,764/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$866,866 · Scale 2, in force from 26 Feb 2026)