LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,272
−HK$3,027/mo
▼ 0.25% · 3.875%
HK$49,773
−HK$1,526/mo
Today · 4.125%
HK$51,299
baseline
▲ 0.50% · 4.625%
HK$54,420
+HK$3,121/mo
Deposit HK$10.58M · loan HK$10.58M · min. income ≈ HK$102,598/mo (50% DSR)
Upfront cash ≈ HK$11.45M (deposit + AVD stamp duty HK$866,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,702
−HK$2,901/mo
▼ 0.25% · 3.875%
HK$55,142
−HK$1,461/mo
Today · 4.125%
HK$56,603
baseline
▲ 0.50% · 4.625%
HK$59,587
+HK$2,984/mo
Deposit HK$10.58M · loan HK$10.58M · min. income ≈ HK$113,206/mo (50% DSR)
Upfront cash ≈ HK$11.45M (deposit + AVD stamp duty HK$866,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,926
−HK$3,633/mo
▼ 0.25% · 3.875%
HK$59,728
−HK$1,831/mo
Today · 4.125%
HK$61,559
baseline
▲ 0.50% · 4.625%
HK$65,305
+HK$3,746/mo
Deposit HK$8.47M · loan HK$12.70M · min. income ≈ HK$123,118/mo (50% DSR)
Upfront cash ≈ HK$9.33M (deposit + AVD stamp duty HK$866,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,442
−HK$3,482/mo
▼ 0.25% · 3.875%
HK$66,171
−HK$1,753/mo
Today · 4.125%
HK$67,924
baseline
▲ 0.50% · 4.625%
HK$71,504
+HK$3,580/mo
Deposit HK$8.47M · loan HK$12.70M · min. income ≈ HK$135,848/mo (50% DSR)
Upfront cash ≈ HK$9.33M (deposit + AVD stamp duty HK$866,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,581
−HK$4,238/mo
▼ 0.25% · 3.875%
HK$69,683
−HK$2,136/mo
Today · 4.125%
HK$71,819
baseline
▲ 0.50% · 4.625%
HK$76,189
+HK$4,370/mo
Deposit HK$6.35M · loan HK$14.82M · min. income ≈ HK$143,638/mo (50% DSR)
Upfront cash ≈ HK$7.22M (deposit + AVD stamp duty HK$866,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,183
−HK$4,062/mo
▼ 0.25% · 3.875%
HK$77,199
−HK$2,046/mo
Today · 4.125%
HK$79,245
baseline
▲ 0.50% · 4.625%
HK$83,422
+HK$4,177/mo
Deposit HK$6.35M · loan HK$14.82M · min. income ≈ HK$158,490/mo (50% DSR)
Upfront cash ≈ HK$7.22M (deposit + AVD stamp duty HK$866,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,890
−HK$5,448/mo
▼ 0.25% · 3.875%
HK$89,592
−HK$2,746/mo
Today · 4.125%
HK$92,338
baseline
▲ 0.50% · 4.625%
HK$97,957
+HK$5,619/mo
Deposit HK$2.12M · loan HK$19.05M · min. income ≈ HK$184,676/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$866,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,664
−HK$5,222/mo
▼ 0.25% · 3.875%
HK$99,256
−HK$2,630/mo
Today · 4.125%
HK$101,886
baseline
▲ 0.50% · 4.625%
HK$107,257
+HK$5,371/mo
Deposit HK$2.12M · loan HK$19.05M · min. income ≈ HK$203,772/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$866,954 · Scale 2, in force from 26 Feb 2026)