LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,272
−HK$3,027/mo
▼ 0.25% · 3.875%
HK$49,774
−HK$1,525/mo
Today · 4.125%
HK$51,299
baseline
▲ 0.50% · 4.625%
HK$54,421
+HK$3,122/mo
Deposit HK$10.58M · loan HK$10.58M · min. income ≈ HK$102,598/mo (50% DSR)
Upfront cash ≈ HK$11.45M (deposit + AVD stamp duty HK$866,968 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,702
−HK$2,902/mo
▼ 0.25% · 3.875%
HK$55,143
−HK$1,461/mo
Today · 4.125%
HK$56,604
baseline
▲ 0.50% · 4.625%
HK$59,587
+HK$2,983/mo
Deposit HK$10.58M · loan HK$10.58M · min. income ≈ HK$113,208/mo (50% DSR)
Upfront cash ≈ HK$11.45M (deposit + AVD stamp duty HK$866,968 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,927
−HK$3,632/mo
▼ 0.25% · 3.875%
HK$59,729
−HK$1,830/mo
Today · 4.125%
HK$61,559
baseline
▲ 0.50% · 4.625%
HK$65,305
+HK$3,746/mo
Deposit HK$8.47M · loan HK$12.70M · min. income ≈ HK$123,118/mo (50% DSR)
Upfront cash ≈ HK$9.33M (deposit + AVD stamp duty HK$866,968 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,443
−HK$3,482/mo
▼ 0.25% · 3.875%
HK$66,171
−HK$1,754/mo
Today · 4.125%
HK$67,925
baseline
▲ 0.50% · 4.625%
HK$71,505
+HK$3,580/mo
Deposit HK$8.47M · loan HK$12.70M · min. income ≈ HK$135,850/mo (50% DSR)
Upfront cash ≈ HK$9.33M (deposit + AVD stamp duty HK$866,968 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,581
−HK$4,238/mo
▼ 0.25% · 3.875%
HK$69,683
−HK$2,136/mo
Today · 4.125%
HK$71,819
baseline
▲ 0.50% · 4.625%
HK$76,189
+HK$4,370/mo
Deposit HK$6.35M · loan HK$14.82M · min. income ≈ HK$143,638/mo (50% DSR)
Upfront cash ≈ HK$7.22M (deposit + AVD stamp duty HK$866,968 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,183
−HK$4,062/mo
▼ 0.25% · 3.875%
HK$77,200
−HK$2,045/mo
Today · 4.125%
HK$79,245
baseline
▲ 0.50% · 4.625%
HK$83,422
+HK$4,177/mo
Deposit HK$6.35M · loan HK$14.82M · min. income ≈ HK$158,490/mo (50% DSR)
Upfront cash ≈ HK$7.22M (deposit + AVD stamp duty HK$866,968 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,890
−HK$5,449/mo
▼ 0.25% · 3.875%
HK$89,593
−HK$2,746/mo
Today · 4.125%
HK$92,339
baseline
▲ 0.50% · 4.625%
HK$97,957
+HK$5,618/mo
Deposit HK$2.12M · loan HK$19.05M · min. income ≈ HK$184,678/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$866,968 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,664
−HK$5,223/mo
▼ 0.25% · 3.875%
HK$99,257
−HK$2,630/mo
Today · 4.125%
HK$101,887
baseline
▲ 0.50% · 4.625%
HK$107,257
+HK$5,370/mo
Deposit HK$2.12M · loan HK$19.05M · min. income ≈ HK$203,774/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$866,968 · Scale 2, in force from 26 Feb 2026)