LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,274
−HK$3,027/mo
▼ 0.25% · 3.875%
HK$49,775
−HK$1,526/mo
Today · 4.125%
HK$51,301
baseline
▲ 0.50% · 4.625%
HK$54,422
+HK$3,121/mo
Deposit HK$10.59M · loan HK$10.59M · min. income ≈ HK$102,602/mo (50% DSR)
Upfront cash ≈ HK$11.45M (deposit + AVD stamp duty HK$867,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,704
−HK$2,901/mo
▼ 0.25% · 3.875%
HK$55,144
−HK$1,461/mo
Today · 4.125%
HK$56,605
baseline
▲ 0.50% · 4.625%
HK$59,589
+HK$2,984/mo
Deposit HK$10.59M · loan HK$10.59M · min. income ≈ HK$113,210/mo (50% DSR)
Upfront cash ≈ HK$11.45M (deposit + AVD stamp duty HK$867,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,928
−HK$3,633/mo
▼ 0.25% · 3.875%
HK$59,730
−HK$1,831/mo
Today · 4.125%
HK$61,561
baseline
▲ 0.50% · 4.625%
HK$65,307
+HK$3,746/mo
Deposit HK$8.47M · loan HK$12.70M · min. income ≈ HK$123,122/mo (50% DSR)
Upfront cash ≈ HK$9.34M (deposit + AVD stamp duty HK$867,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,445
−HK$3,481/mo
▼ 0.25% · 3.875%
HK$66,173
−HK$1,753/mo
Today · 4.125%
HK$67,926
baseline
▲ 0.50% · 4.625%
HK$71,507
+HK$3,581/mo
Deposit HK$8.47M · loan HK$12.70M · min. income ≈ HK$135,852/mo (50% DSR)
Upfront cash ≈ HK$9.34M (deposit + AVD stamp duty HK$867,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,583
−HK$4,238/mo
▼ 0.25% · 3.875%
HK$69,685
−HK$2,136/mo
Today · 4.125%
HK$71,821
baseline
▲ 0.50% · 4.625%
HK$76,191
+HK$4,370/mo
Deposit HK$6.35M · loan HK$14.82M · min. income ≈ HK$143,642/mo (50% DSR)
Upfront cash ≈ HK$7.22M (deposit + AVD stamp duty HK$867,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,185
−HK$4,062/mo
▼ 0.25% · 3.875%
HK$77,202
−HK$2,045/mo
Today · 4.125%
HK$79,247
baseline
▲ 0.50% · 4.625%
HK$83,425
+HK$4,178/mo
Deposit HK$6.35M · loan HK$14.82M · min. income ≈ HK$158,494/mo (50% DSR)
Upfront cash ≈ HK$7.22M (deposit + AVD stamp duty HK$867,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,892
−HK$5,449/mo
▼ 0.25% · 3.875%
HK$89,595
−HK$2,746/mo
Today · 4.125%
HK$92,341
baseline
▲ 0.50% · 4.625%
HK$97,960
+HK$5,619/mo
Deposit HK$2.12M · loan HK$19.05M · min. income ≈ HK$184,682/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$867,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,667
−HK$5,223/mo
▼ 0.25% · 3.875%
HK$99,260
−HK$2,630/mo
Today · 4.125%
HK$101,890
baseline
▲ 0.50% · 4.625%
HK$107,260
+HK$5,370/mo
Deposit HK$2.12M · loan HK$19.05M · min. income ≈ HK$203,780/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$867,025 · Scale 2, in force from 26 Feb 2026)